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Pet parents across the U.S. and Canada have left over 224,949 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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ASPCA
I learned about ASPCA Health Insurance through a partnership it had with the Virginia Association of Realtors. The Policy is supposed to cover some preventative services, as well as illnesses/emergencies. After more than a year when my labrador had several ear infections and allergies, as well as her well-dog check-up, only one of her claims was paid for $130 out of a $600 bill. As a human health policy expert, with many years of experience working in the Congress on Medicare and federal health issues, I can honestly say that ASPCA's advertised benefits are not honest. ASPCA is definitely not worth the premium.
Insurer: ASPCA
By: Elizabeth
I've found the process to file a claim…
I've found the process to file a claim easy to use and the customer service has bern very helpful
Insurer: Embrace
By: Mary Percell
My fur kids are happy
I have been a member of Pets Best Ins for my 2 Poodles. Charcoal and Cocobean since they both were born Charcoal is 3 years old and Cocobean is 2 years old Pet's Best Ins has been great with any and all claims for both of them. I carry the best policies they have for dogs and I take my fur babies to the best Vet in my area Franklin Vet Hospital in Elk Grove, CA my Poodles are family members ❤️ I go to the best MD for my care so I take my fur kid's to the best Vet care. And cover them with Ins.
Insurer: Pets Best
By: Debe Burgardt
Positive claim experience
Claim process was straightforward and pretty easy to navigate. The amount matched expectations.
Insurer: Figo
By: Pete
So easy to submit a claim!
So easy to submit a claim!
Insurer: Embrace
By: Elizabeth K
Nothing covered when my puppy got sick
My puppy got sick a week after we got him. I was so relieved that I got pet insurance for him so i didn’t have to worry about the finances when taking our sweet puppy in. However, the insurance didn’t cover any of his illness because it was within the 14 day waiting period and I missed that in all the disclaimers for the insurance. Just another bill for me to pay that won’t actually help me when I need it. Now I am still worried about the financial responsibility of having our dog and this insurance doesn’t provide any comfort. Still have to pay for all routine vet visits and shots and the insurance.
Insurer: Figo
By: Jasmine
I have two pets
I have two pets. At the time of submission I was able to select only one pet at a time. But I submitted claim for both of my pets. Immediately I got an email from figo asking me whether I would like to separate the claim and they did the background work to submit two separate claims. Figo insurance processed my claim immediately.
Insurer: Figo
By: Venkatesh
Second Pet signup needs improvement
Overall, they offer a nice plan for a reasonable fee. Disappointed that they no longer offer 90% reimbursement —80% is their highest now. So my two dogs’ plans COST the same, but one has 80% and the other 90%reimb. Also, no discount for second pet, also a consideration for folks who can get that deal with other companies. Lastly, i was slightly annoyed that i could not ADD a second pet on line. I tired and tried and was sent an response that i would have to call … b gave me a number. but it was Fri of 4th of july weekend, so NOTHING for four days! ON LINE sign-up like my FIRST pet would have been easy—1,2,3. Instead i had to wait until offices opened after the July 4 holiday to call in and sign up over the phone. My new pup’s appt was on the same day as insurance co. reopened. I would have to call and get a plan on the same day as appt. Phone cust service told me new plan would start the NEXT day (when in fact it started the day I called , but I had to wait until the contract was sent and open/ read the contract! to find that out). In the meantime, I had kept the vet appt but put off the vaccinations until I could ensure they would be covered. Two trips to the vet instead of one—and unnecessary so , since the customer service agent was wrong. Again, not deal breaking but annoying. A) had the service rep been more accurate, I would not have had to re schedule for coverage. and B) had i been able to sign up on line , four days before the appt, all stress and inconveniences would have been relieved.
Insurer: ManyPets
By: Barbara
Excellent customer service …Tesha Fundora
Tesha is excellent!!! I’m new with MetLife. I was getting frustrated with submitting a claim. I was lucky enough to get Tesha I have not had a problem since Tesha’s assistance. As long as Tesha is employed with MetLife I will be a loyal customer
Insurer: MetLife
By: Sue