154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 17, 2024

Quality Coverage

Spot has a great value for the price. I feel like my pets are covered well.

Insurer: Spot

By: Rachael

Verified April 17, 2024

actually fast claim processes no red…

actually fast claim processes no red tape

Insurer: Spot

By: Eugene Craft

April 17, 2024

Very helpful when I encountered an…

Very helpful when I encountered an issue, they contacted me immediately

Insurer: Spot

By: Animation Tron

April 17, 2024

Rating

Having health insurance through HealthyPaws was one of the best thing we could of had done for our tiny fur babies. The claims are easy to file, the process is quick and every time we had called customer service we always got the most thorough answers to our questions. Highly recommend to any first time potential customers of HealthyPaws to register, won't regret it.

Insurer: Healthy Paws

By: Hajnalka

Useful
April 17, 2024

This company has sunk to new levels of suck

I've had Trupanion for over 9 years and their service has gone so downhill I am not sure they can ever climb back up. My dog recently had a planned surgery, followed up by an emergency surgery 2 days later. They have not paid the claim correctly and even though I have called 5 times to request a breakdown of how they attributed money to the claim, I still have not received it. I've made several complaints to the Better Business Bureau, which have not resulted in any resolution. I received an unsigned email from someone asking for pathology results, which I gave them, and also explained that they had attributed costs incorrectly and to call the vet to verify this, which they did, and yet have never adjusted the claim or responded to me. This is in addition to a claim that was denied last year that I found out was due to an incorrect entry in my dog's history at the vet. The vet corrected it and suddenly Trupanion ghosted me because they didn't want to pay out the claim. The services they claim to offer are really the best around, and I absolutely loved them and recommended them to everyone until the last few years. Now I feel they only bait and switch, while raising their prices astronomically. They used to raise them a couple of dollars a year, but this year, it was $20 for one dog and $30 for the other dog. I'm not sure what has happened at this company, but basically with the prices I'm paying a month, it's gotten to the point where it's almost not worth it anymore. Any claim over $1,000 is not paid correctly and then they completely ghost you. Even the customer service representatives say not to send an email because they don't answer them, so you have no way of even documenting your requests to them. I'm worried I am going to have to contact a lawyer just to get anyone to talk to me. It's so frustrating, but mostly just disappointing because I used to really love and trust this company.

Insurer: Trupanion

By: Meg

April 17, 2024

Claim

fast and easy to get your claim, the money was in the bank the next day.

Insurer: Lemonade

Veterinarian: Sky Canyon Animal Hospital

By: Giovanni

Useful
April 17, 2024

Fetch Review

Easy to navigate website. Plan offers options I was looking for. A good experience all around.

Insurer: Fetch

By: Becky S.

April 17, 2024

Easy to Use

The lemonade team has always been helpful in outlining my coverage and processing claims very quickly!

Insurer: Lemonade

By: Jessie

Useful
April 17, 2024

Satisfied Customer

I decided to get some pet insurance after adopting a six-year-old rescue dog. I had to undergo a lot of initial screening and testing for her and subsequent care. I’ve had nothing but a good experience with MetLife and I am glad I decided to get this insurance.

Insurer: MetLife

By: Kathleen

Useful
Verified April 17, 2024

Easy to file claim had absolutely zero…

Easy to file claim had absolutely zero issues setting up and starting my first claim my reimbursement is already on the way

Insurer: Spot

By: Ashlee Giudice

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