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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

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Verified May 13, 2024

Good insurance to have

Good insurance to have, first Time dog owner. Made a claim and got paid which! No nonsense insurance! I took dog to clinic and didn’t realize I had a waiting period, so that vet bill was one me. The next one was scheduled and reimbursed on a timely Hassle free manner.l via the app. You never know what can go wrong, hopefully it never anything. But just in case, SPOT will be there.

Insurer: Spot

By: Griselda Vasquez

Verified May 13, 2024

There is always a fast response time…

There is always a fast response time when submitting a claim and there is never any issues with the process.

Insurer: Spot

By: Anthony Terranova-Frondelli

Verified May 13, 2024

Happy and Disappointed

Figo looks at my claim and pays so quickly. One was in the same day for the approval and money in my account the next day. If more information is needed I am contacted right away. I am disappointed that my monthly premium went from $38 to $65. I put in 3 claims for the same problem since we had to go back to the vet 2 times after the initial visit. Afterwards the premium went up. When I asked I was told that it was due to my city and state that I live in. That the state makes the decision for the higher price. I think that it is funny that it went up almost double right after these claims.

Insurer: Figo

By: Cynthia

May 13, 2024

Phone review

I spoke with Laura Dinh today, 5/13/24. She was so pleasant and nice and explained everything to me so that I could understand it. She is definitely a good spokesperson for your company.

Insurer: Fetch

By: Brenda Steiner

May 13, 2024

Fast and Easy !

My poor kitty had vomiting and dehydrated and was seen in the emergency room. My claim was quickly and easily filed and reimbursed. I almost didn't believe how easy it was! No catch or small print to get out of paying the claim. I even signed up my second cat for a policy too because it was so easy and reasonable. Thank you!

Insurer: Lemonade

By: Ruthann

Useful
May 13, 2024

i decided to purchase...

i decided to purchase a (wellness/illness-accident) plan for my (Bengal) cat who (is an only pet-due to limited finances) That started sometime approx 1/23..then i (only) used the wellness portion around 4/23 and this year. Bc i stated (limited finances) reimbursement time-frame is important to me. Last year the (entire visit w/labs, exam & vaccine was 100% reimbursed) And that occured in about three days. i was anticipating the same reimbursement time-frame this year but (when it wasn't) there on day five i called, which was about the third time i spoke to a Representative. i have to say (besides speaking to a Representative when i got the plan) i liked the straightforward answers i received then and this time. i think Embrace's rates are competitive but i think their Representative's Service e.g (attention to my coverage concerns and reimbursement times) are exceptional. When i called this time (bc it wasn't reimbursed on day five) the Representative stated (the 10 -15 day policy-which really had escaped my notice) But the Representative also stated, 'sometimes it's quicker' (bc i reminded them about three days-last year) So that was reassuring and the next day i received a notice (online) that payment would be forth right. And the very next day it was there on day seven. So that was good and i am happy with the rates (only bc they are competitive) But especially happy with their attention to service!

Insurer: Embrace

By: Jerrilyn Forti

Verified May 13, 2024

Simple claim process

Simple claim process, filling out form and attaching invoice and then the reimbursement is sent to my account within 5 days.

Insurer: Spot

By: Jane C

Verified May 13, 2024

Seems like you found any reason to make…

Seems like you found any reason to make all my cats history a pre existing condition just so you wouldn’t have to cover anything without asking ME questions or actually calling the vet. Seriously considering canceling. What’s the point? Per your response here’s what I have to say. My cat ate a string and got diarrhea. Took her to the vet. That’s not a pre existing condition. Eat infection. That’s fine I get it. Dental. One vet said she needed a cleaning. Other vet that says she doesn’t need it and gave me prescription for special food. So yea you’re still full of it. Definitely canceling this week.

Insurer: Embrace

By: Eileen

May 13, 2024

Easy to Navigate

Easy to navigate and provides peace of mind regarding Honeydew's long term emergency medical care.

Insurer: Fetch

By: Sam Cole

May 13, 2024

Excellect

Excellect, compassionate customer service staff

Insurer: Embrace

By: Customer

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