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Pet parents across the U.S. and Canada have left over 225,054 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Bait n Switch
If your dog has ever had tarter in the past noted in their chart or currently has tarter and is seen for a loose tooth requiring pain medication, forget about Embrace reimbursing. They'll use that as an excuse to deny a claim because they consider tarter a pre-existing condition. Which is absurd because just about every dog or cat has tarter, yet, they advertise they cover dental problems to include extractions. This is bait n switch as far as I'm concerned. I've had my little dog Coco insured through Embrace, with a high deductible no less, since adopting her from a hoarding situation with 45 dogs when she was 11 months old, and they've pretty much denied every claim for one reason or another.
Insurer: Embrace
By: Cindy Stevens
Great service
Great service Everyone is very competent & patient. My questions are always answered in a clear manner. Claims & refunds are done quickly the first few days after you send. Jan T
Insurer: Embrace
By: Jan T
CROOKS
Horrible company. Denies every claim. Do not waste your time or money!!!’nnn
Insurer: Fetch
By: Gary
SCAM ARTISTS!!!!!!
Do not choose Fetch for your pet insurance. They deny everything! My vets even sent letters disagreeing with them denting my claims and they still would not cover what their policy states., horrible company
Insurer: Fetch
By: Shauna
I love how they explain everything so…
I love how they explain everything so that its super easy to know what is covered, what you need to do and how to make claims. Really happy with them.
Insurer: Fetch Canada
By: Cher
Customer Service/Product
The representative helped me in a timely manner and I didn’t have to wait long to be connected either. My issue was resolved quickly and the pricing for insurance is very good for people on low/mid incomes.
Insurer: Sonnet
By: Jessica Nessai
Customer Service
The Customer Service Rep was knowledgeable, empathetic actively listened to my needs and assisted based on the needs of my pet and my family.
Insurer: Nationwide
By: Michelle
No filling out forms like years ago
So simple to submit a claim
Insurer: Embrace
By: Theresa Conklin
Good Insurance
I got this insurance in case of something unexpected. I didn't expect to actually use this insurance for such a young dog but my 2-year-old Corgi ended up with multiple bouts of Colitis and we are still searching for the cause. Healthy Paws has reimbursed quickly and has been super easy to work with. I'm so glad I elected to go with them when I got our Corgi. I don't worry about the vet bills so much now that I know they reimburse quickly and easily.
Insurer: Healthy Paws
By: Shelley
Easy to work with
AKC Pet Insurance makes the claim process easy and turnaround time is excellent.
Insurer: AKC
By: Mary Wilson