154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 05, 2024

Easy and fast

Easy and fast

Insurer: Spot

By: John Basham

Verified July 05, 2024

Easy

Easy, user friendly, customer service on the phone, fabulous. Couldn’t be happier! Thank You Greg Partch

Insurer: Spot

By: Gregory Partch

Verified July 05, 2024

Easy to file claim

Easy to file claim. Expedited claim exceptionally fast. Ease of direct deposit.

Insurer: Spot

By: Jacque Eyre

Verified July 05, 2024

Submitting the claim was easy and great result!

Submitting the claim was easy and straightforward. Thes speed and fairness of coverage decision were excellent.

Insurer: Spot

By: Martin Wojtysiak

Verified July 05, 2024

I sent my Dog's Vet Statement in and it…

I sent my Dog's Vet Statement in and it was reviewed and I was reimbursed promptly. No other requests for Vet notes or other documentation.

Insurer: Fetch

By: Harry

July 05, 2024

Claim denied for ridiculous administrative reason

My dog had to have a portion of her tail amputated. it took some time to get a proper diagnosis and for the tail to heal properly (as in months). The accident occurred two days before the policy renewal. I submitted a claim once the dog was deemed fit and healed and it was denied because it was not within the 60 day post renewal period, even though this was an ongoing and very traumatic injury -- think blood splattered all over the house.

Insurer: Embrace

By: Josie Ottman

Verified July 05, 2024

Prompt response to claims, clear system

Prompt response to claims. Clear and straightforward system. Excellent!

Insurer: Spot

By: Paul Milewski

Verified July 05, 2024

Same as all the others don't waste your money

My 1 year old dog has some genetic joint problems and my first claim is denied as pre existing. I will be dropping this coverage it's a total waste of money that I can be putting toward the vet bills his insurance rejects. Update - thanks for your reply ASPCA... wish I'd thought of that. Oh, I did. Twice. Coverage cancelled.

Insurer: ASPCA

By: Aimee

July 05, 2024

Trupanion Incredible for My Dog with Brain Tumor

In August 2021, our dog Willow was diagnosed with a likely meningiaoma in her brain stem. At that point, she received radiation and despite a pneumonia she caught during sedation, made a complete and amazing recovery. Trupanion reimbursed us in a timely way for her treatment and for the subsequent pneumonia. Despite her illness, they continued to cover her. This continued coverage was key, because in February 2023 the tumor returned and we began the process of treatment. This time around, the recovery and subsequent year was marred by periodic pneumonia secondary to the tumor. Again, Trupanion covered everything quickly and without question. Our dog Willow lived until June 2024, and during that time we received tens of thousands of dollars in coverage from Trupanion. Without them, I do not know what we would have done. Luckily, we didn't have to find out.

Insurer: Trupanion

By: Geoff Sanzenbacher

Verified July 05, 2024

Customer service is great

Customer service is great. Easy to submit a claim.

Insurer: Spot

By: Pamela Moreno

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