225,115+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,115 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,115 total


Most selected providers in "August, 2026"

This chart shows the distribution of the most selected pet insurance providers in August, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,593 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 26, 2023

I have been severely let down

I have been severely let down by Embrace. My pet became ill suddenly to the point that she did not recover and had go subsequently be euthanized. Subsequently and Embrace Insurance has refused to cover our claim due to a notation of us as the owner giving our pet a supplement to help with UTIs in her health record before we started coverage. Embrace has took it upon themselves to not take the advice of the veterinarian that it was for a prophylactic treatment for a proneness to UTI, And instead stated that it was a history of kidney failure/ kidney disease that we were claiming for. So with the life-saving treatment that we attempted to do. To save our girl, we expected that our insurance would cover any treatments We had to perform as we had not had a diagnosis before, we started insurance with Embrace. We are now attempting our second appeal, however even with multiple vet recommendations that she had UTIs and not kidney failure, which is what the supplements were for, there is a chance that Embrace will be more likely to deny the claim than to accept the word of two different veterinarians.

Insurer: Embrace

By: Taylor R.

September 26, 2023

Awesome experience with sonnet

Awesome experience with sonnet. Everything is fast and quick.

Insurer: Sonnet

By: Manav Balu

September 26, 2023

Speedy Service and Coverage As Promised

Their response to my claim was almost immediate. Within two days, my reimbursement was on its way. They provided the device and coverage as promised. Can’t ask for more than that.

Insurer: Pets Best

By: Bill Hale

September 26, 2023

We’ve been using Spot for our dog for 2…

We’ve been using Spot for our dog for 2 years now and have had a great experience. Spot is fast at processing claims and makes the reimbursement process easy with direct deposit into our bank account. I recommend them if you’re looking for pet insurance.

Insurer: Spot

By: Diana

September 26, 2023

Criminal

Be weary. Your premium will increase more than 200% when your pet becomes a certain age and will continue to dramatically increase every year till they can price you out when your dog is of an age where something can happen to your animal.

Insurer: ManyPets

By: Mohamed Atry

September 26, 2023

Quick and easy

Quick and easy

Insurer: Embrace

By: Derek

September 26, 2023

I was heartbroken when I recently had…

I was heartbroken when I recently had to put my dog down due to a tumor. Embrace Pet Insurance was sympathetic & reimbursed me my portion of the insurance money in a very timely manner. They were consistent over the years as well in providing great customer service.

Insurer: Embrace

By: Nancy Ayala

September 26, 2023

It was quick and affforable

It was quick and affforable, no hassle straight to the point and now we are at ease.

Insurer: ASPCA

By: Ronnie

September 26, 2023

Great Policy and App

So far so good! First claim I received the reimbursement within a couple days. The app is very user friendly. The free Vet line is very useful.

Insurer: Spot

By: Conor

September 26, 2023

I love how quick my claims are handled

I love how quick my claims are handled. When I signed up, I was not aware or told there are different coverage amounts. Spot beat Trupanion monthly price with the wellness included and only one deductible a year but I was not aware my coverage was only 4000.00 total a year. Make sure you ask when applying. They offer different plans but I was not aware of this. Also Spot allowed a UTI after 180 days with no other incidence to be considered NOT pre existing. Very friendly customer service agents. I tell everyone about Spot.

Insurer: Spot

By: ellen stahl

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