154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
235,927 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,325 reviews
10,780 reviews
27,472 reviews
14,160 reviews
63,001 reviews
Category with most reviews
This chart shows the distribution of review categories.
Great fast process!
So far great experience. Fast claim process!
Insurer: Spot
By: Alis Brownlee
Very unhappy
Very unhappy, put in a pre approved claim, had to send in multiple times, called up twice. Finally got the payment after a lot of aggravation. Also still have an outstanding invoice for an ear infection that I’ve sent in multiple times that hasn’t been paid. Decided to cancel coverage at renewal. Just a bad experience.
Insurer: Embrace
By: Helene Wendolovske
Website is so easy to use!
The ease in submitting claims is awesome and the claims are processed pretty quickly. So far, I have been happy with the service. The cost is jumping up quite a bit this next year, but I believe the cost is still reasonable comparatively. I hope there will be some years I don't need to submit any claims & maybe my cost will go down.
Insurer: Embrace
By: Aida
Pet Insurance and claims
I find the customer interaction is excellent, whether a phone call or chat online. The representatives are very knowledgeable and answer any questions asked. The Fetch Pet Insurance claims are completed and approved in a timely manner.
Insurer: Fetch
By: Shom
Amanda was knowledgeable and very…
Amanda was knowledgeable and very helpful.
Insurer: Fetch
By: CANDY
The claim process was easier than I…
The claim process was easier than I anticipated.
Insurer: Spot
By: Kelly P
Easy Peasy Claims
This was so easy and uncomplicated to complete. I have been moving and had a few months worth of bills I had to find and submit. I was able to do it all at one time and not have to worry about it again.
Insurer: Embrace
By: Debby Ludwig
Choose Carefully when you consider pet insurance
We have had a relationship with Trupanion for 11 years insuring our Labradoodle, Lucy. They have been efficient and responsive when claims have been submitted. I have difficulty with their policy of not paying the costs of any vet consultation as part of the diagnostic process. I have spoken with a very friendly service representative and reviewed my policy carefully. They are clear that they do not cover examination fees. I suggest you carefully review your choices for pet insurance to determine if they will cover some of the hefty costs of veterinary clinical evaluation of your pet. If we get another dog, we will consider Trupanion but will look closely at other providers and especially to see if they cover some of the costs of the clinical evaluation by the treat ing vet.
Insurer: Trupanion
By: Daniel
Large
Large, uncompetitive, premium increases without an improvement in benefits. Reviewing alternative programx.
Insurer: Embrace
By: William Gearhart