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Our mixed terrier, Herman, was diagnosed with a liver disorder during labs conducted the day before a scheduled neutering. Since that diagnosis and the treatments, including a liver biopsy that followed, we, including our lead veterinarian, have been absolutely amazed at not only the quick action by Trupanion representatives with regard to our claims, but with their genuine concern for Herman's well being and recovery. Both we, as Herman's "parents", and our veterinarians received almost immediate responses to our every question. Herman's doctors stated that they would recommend Trupanion to their clients. We certainly would not hesitate recommending Trupanion as the very best pet insurer around (in fact we already have done so on many occasions).

I've had Embrace insurance for less than a year for my 2 kitties. I especially like the Wellness coverage since my furbabies get annual check-ups which have become costly since they include teeth cleaning.Each kitty had a check-up this year. Emails informed me my mailed claims had been received and when the payments were sent. Both times I received my payments within 7 days. I could not be happier with Embrace. Preventive care should be covered just as it is (finally!) with humans.

I would give a zero if I could. They are complete liars, scam artists and will say anything for you to join, then not cover a thing. Please please I am begging you, do not get them. We had the second to top tier in coverage, and NOTHING has been covered. One example is the vet documented that he may have a long soft palate but were unsure and wanted to revisit if any problems occurred. Well, he did, and even though it was not discovered until nearly a year later ASPCA refused to cover the surgery because there was mention of a possible issue a year. What's worse is we even called to verify it would be covered 2 weeks before and were told it would!! Or how about when he had a flare-up within the first 30 days of getting insurance, it went away, but came back 56 days later. Again, denied because he suffered the same problem (even though it was resolved) during the waiting period. THIS COMPANY IS A SCAM!!!!! They got nearly $1,000 from us for a year of insurance and covered $0 out of $2100 claims submitted.

Excellent pet insurance. They are extremely fast with processing claims and we receive our checks in a timely manner. I am so thankful to have chosen Embrace Pet Insurance. We will pick them again for our next pet.

Truupanion did a very good job from start to finish. They were prompt, and efficient. I wish my own health care provider was this good.For the sake of keeping animal population down, I would like to see spay and neutering covered.

Truupanion did a very good job from start to finish. They were prompt, and efficient. I wish my own health care provider was this good.For the sake of keeping animal population down, I would like to see spay and neutering covered.

In May we lost of old boy Dusty, a 15.5 year old golden retriever. The last 3 years of his life we encountered multiple surgeries in addition to cancer treatments; we'd do anything for him to be healthy and comfortable in life. We promised ourselves that with our next dog we'd have insurance.....we now have adopted 2 more goldens and signed them up with Embrace. We have experienced excellent and prompt customer service on every level. We cannot speak highly enough about the ease of signing up to convenience of claim filing to the fantastic response times. Every pet owner should look into their coverage, premiums are very reasonable. Thank you Embrace for giving us piece of mind and wonderful coverage!

We adopted a dog and within a month, found out she was affected by a genetic health condition. She had to have major hip surgery. Healthy Paws saved the day. Between x-rays, medication, bloodwork, and the surgery the price really wracked up! At the end of it all, our cost out of pocket was only about $600. We have an 80% reimbursement plan so you can imagine all the bills! Claims are super easy to file and process quickly. Should you have a question, they are friendly and helpful. They even followed up after her surgery to see how she was doing!

Cody, our 10 year old Sheltie had a sudden severe nosebleed. We had to rush him to the local pet emergency room where he was diagnosed with high blood pressure and kindey failure. He spent the weekend in at the emergency room ICU, a day at the specialist, and 5 days at our vets office for IV treatments. This was our first claim with Embrace, and I was a little nervous about the process. It could have not been easier. Faxed my claim form and invoices, got an e-mail confirmation in less than 24 hours confirming reciept of my claim, and when I should expect a response. Next e-mail was to let me know that my checks were in the mail. No issues at all! Follow up visits/claims have all been handled the same way. I am very pleased with Embrace, and would highly recommend theme to anyone considering pet insurance.

I was very pleased with the quick response for my first reimbursement. I have never had pet insurance and have been delighted with the cost and attention Embrace has given me!