225,030+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,030 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,030 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,525 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 18, 2023

Sending claim and APP issues

sending in a claim could be easier. Picking of hospital or vet is dragging. Picking a diagnosis is very limited. Choosing a pet should be defaulted to your pet (if one only). As for the app on phone, does not work all times. I have uninstalled and reinstalled and still problems. I have to now do it thru my base computer.

Insurer: Embrace

By: GaryKinner

October 18, 2023

Embrace has been a Great Insurance for my dog

Embrace has always been quick and easy! Sometimes my vets will submit the claims themselves. Sometimes I submit them very easy and they take care of it quickly. I am extremely happy with Embrace’s services. I think I’ve been using Embrace for three or four years. Thank you Embrace.

Insurer: Embrace

By: Trish Hatley

October 18, 2023

You should avoid this Pet Insurance…

You should avoid this pet insurance like the plague. I got plans for my two Yorkies, Rex and Macie, and they denied all 3 claims for Macie due to ‘existing condition’ excuse. Complete and utter BS as this was the first time we took Macie to the vet and then a neurologist due to her front legs giving out while walking. We did take her, previously, years ago to have her hind legs examined. I called this morning (10/18) and got the run around. I finally had enough and told them to cancel both of my plans. Typical insurance company in America; take your money and then find any way possible to deny your claim. This world is great… DO NOT use Spot for your pet insurance.

Insurer: Spot

By: Jeremy Bottlinger

October 18, 2023

Spot Insurance 10/10!

I really enjoy Spot Insurance!! This is my first time with a pet insurance and I was not sure what to think about getting it. My first claim was processed within 5 days and I received more than I expected when it came to my reimbursement. I appreciate how fast they processed the claim and I would recommend Spot to anyone that has a furry family member.

Insurer: Spot

By: Shea

October 18, 2023

Spot has been fantastic so far

Spot has been fantastic so far! I have been very happy with service and quickness of claims for my Winston’s coverage.

Insurer: Spot

By: Courtney C

October 18, 2023

It is rare to find a reputable company

It is rare to find a reputable company. SPOT has proven itself to be honest, thorough and a pleasure to do business with

Insurer: Spot

By: Willa Dariff

October 18, 2023

I really have enjoyed Spot's help

I really have enjoyed Spot's help. The only thing I would change would be I'd like to get an email letting me know a claim has been approved so I don't have to keep checking the app. Also my claim was approved yesterday but the pay out still hasn't hit my account. I think that is something that should be stated in the email as well.

Insurer: Spot

By: Casey Price

October 18, 2023

Great customer service!

When I had a question the customer service team was amazing and got right back to me with answers.

Insurer: ManyPets

By: customer

October 18, 2023

Best Insurance Company that Exists

Great coverage, simple & easy claim submittal process, transparent company & coverage, always outstanding customer service

Insurer: Embrace

By: Cindy L

October 18, 2023

Pets Best truly the best

My sweet pup was unfortunately hit by a car in September and was hospitalized for 4 days. I’m so glad I have Pets Best and that they do direct payment to the clinic. That took such a financial burden off my back because I didn’t have to pay up front and I could get my pup the best care possible without having to worry about finances. Their direct payment took about 5-6 weeks from the time I submitted my claim and the insurance liaison at Wheat Ridge was very helpful in the process. I also purchased a wellness benefit for my pup and their reimbursement for that is very quick and covers quite a bit, I highly recommend it.

Insurer: Pets Best

By: Stephanie

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