222,670+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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ZERO STARS - AVOID NATIONWIDE PET INSURANCE!!!
If I could give this policy zero stars I would!. Do not buy through your employer. Nationwide is NOT on your side. They will find a way to deny all claims and consider everything a pre-existing condition. They will require 12 months of vet records when you submit your 1st claim and then you will need to contact them many times with no positive results. We were paying over a $1K/year for 3 pets and they did not cover one claim. They won't even refund the premiums we have paid since 3/1/23. They are happy to take the premiums. DO NOT BUY THIS PET INSURANCE!!!!
Insurer: Nationwide
By: Michelle Canterbury
Waste of money.
Took well over a month to get it processed and didn’t cover anywhere near the total cost of the charge. It is not even worth it to have insurance. Waste of money. If I only knew it would be this way, I would’ve never paid to have it.
Insurer: Pets Best
By: Justin Croom
Timely Review
My claim was reviewed in a short time! It's really helpful!
Insurer: ManyPets
By: customer
I love this company
I love this company. Embrace was so helpful when my dog injured himself and required several expensive vet visits. Claims and reimbursements were approved and issued so quickly. I am very impressed with how well the claims agents stay on top of their case load.
Insurer: Embrace
By: Brandon Lancaster
It was so easy
It was so easy, but I can gat into my members log -in
Insurer: ASPCA
By: Kelly Dean
Great service
It's an amazing company that I feel safe having take care of my cat.
Insurer: Figo
By: customer
SPOT insurance is a fraudulent company…
UPDATE: After the response from SPOT I would like to add that every follow-up from SPOT I was given a different reason for denial. I stand by my fact-based review that SPOT is a fraudulent company and will purposely deny claims. SPOT insurance is a fraudulent company that refuses to cover vet bills. My dog was seen for an ear infections related to wet ears. SPOT denied the claim because my dog had previously been seen at an emergency vet when she rolled in grass and had foxtails embedded in her ears. SPOT stated that my pet had a pre-existing condition of ear infections which is untrue because foxtail removal from ears is NOT related to allergies or infections. Spot then claims that my dog was diagnosed with allergies and allergies are a non-curable condition therefore SPOT will not cover any visit or prescription related to allergies. SPOT then continues to state that my dog's ear infection is related to allergies. My dog was NEVER diagnosed with allergies or seen by a vet for allergies until the visit when I submitted a claim. For each claim and each appeal I have filed I have been given a different excuse as to why my claim was denied. I was a customer for a few months which is why I believe my claim was denied because SPOT would not have received enough money in premiums to cover the cost of the claim reimbursement. If the excuses for denial were consistent I would be more likely to believe that SPOT was not a fraudulent company, however they know what to say and how to manipulate medical records to deny payment for a claim.
Insurer: Spot
By: Sarah Gilmore
Patient and helpfull
Sonnet was able Taylor my insurance need for my situation quite easily and we're very helpfull to me thanks sonnet
Insurer: Sonnet
By: Wade Richardson
The agent helping us made our…
The agent helping us made our experience great
Insurer: Sonnet
By: Wallace Bailey
Great Customer service
If you have an issue/question someone will take the time and call you.
Insurer: Embrace
By: Cel Garza