154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 18, 2024

Easy to file claims

Our dog has had medical issues recently that required visits to the emergency vet clinic. Then we went to a specialist surgeon for surgery to alleviate a breathing problem. In every case, it was very easy to submit a claim, which was paid very quickly. I only wish my own health insurance was this good!! Thank you, Embrace, for your great service!

Insurer: Embrace

By: Bill Ruggles

August 18, 2024

My rates went up 35% on 2 dogs age 2…

My rates went up 35% on 2 dogs age 2 and 4. I was told it was because they ate"older" now. Filed a claim a month ago and still waiting to be paid and was told they have 45 days to review and pay complicated claims. My dog had wet dermatitis and required a shaved neck and antibiotics. That's all. Not complicated. These ppl will say anything to sign u up then screw u any chance they can. I'm presently looking for new pet insurance since my rates are now over 100 a month now that the " honeymoon " period is over. They bait u in with a decent price then slam u with a massive rate increase as soon as the policy is renewed. Plus 45 days for any response on a simple claim is unacceptable

Insurer: Pets Best

By: Dawn Riddervold

August 18, 2024

They don't pay

They don't pay, blame it on fake information. My dog has been on the plan for about a year he got pink eye and they refuse saying he was treated for this before so it's a pre existing condition. He was never treated for this, this is the first time he's had it. When you call they play games like transfer the call or say the adjuster would call in 24 hours it's been 4 days and no call. I use a different company for another dog that I will go back to this is not worth the money.

Insurer: Embrace

By: RONNIE LIPSON

August 18, 2024

I could not have chosen a better pet…

I could not have chosen a better pet insurance. I wound up having two cats with medical issues. I have no problems submitting appropriate claims for them and having them approved in a timely manner. I happily recommend this pet insurance company

Insurer: Embrace

By: Joanne Latko

Verified August 18, 2024

Quick timing

Quick timing

Insurer: Spot

By: Lisa

Verified August 18, 2024

Easy to process and paid quickly

Easy to process and paid quickly

Insurer: Spot

By: Tonya Bear Dominick

Verified August 18, 2024

Excellent customer service

Excellent customer service. Fast claim reimbursement.

Insurer: Spot

By: Karen Dibona

Verified August 18, 2024

Our first time having to use the…

Our first time having to use the insurance due to a freak accident where our dog broke his femur. Easy process to upload invoices and payment was made to us within 10 days.

Insurer: Spot

By: Lacy Alvarez

August 18, 2024

Haven’t been happy with them over my…

Haven’t been happy with them over my last encounter over my dogs wound (skin condition) the vet didn't do anything but charge me for meds that were not necessary and we’re never administered by myself or anybody at the practice. I do have an appeal with the company to get full coverage over this claim.

Insurer: Embrace

By: Peter Alexander

August 18, 2024

Very easy process to submit claims

Very easy process to submit claims. Fast turnaround.

Insurer: Embrace

By: Charity Comella

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