154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 19, 2024

Highly Recommend Spot Pet Insurance

Spot Pet Insurance makes filing claims easy and their claim responses are quick and timely.

Insurer: Spot

By: Venessa Meyers

August 19, 2024

Excellent Customer Service and…

Excellent Customer Service and excellent explanation of my benefits, highly recommend fetch to others…

Insurer: Fetch

By: Adam Intorre

Verified August 19, 2024

When our dog swallowed a nail

When our dog swallowed a nail, I was so glad we had the insurance.

Insurer: Embrace

By: Gregory Pittas

August 19, 2024

Poor customer experience

My policy was missing an endorsement that would have allowed me to get reimbursed for getting blood and lab work done. So when I went to file a claim it was denied and I was advised I needed to add this endorsement for it to be covered. This endorsement doubled the monthly cost of my policy, which made me a little sour on maintaining Embrace as my insurance carrier. However, the reason for the 1 star review is for a recent phone call I had. Due to the price increase I shopped around and I decided to cancel my policy, and the cancelation experience was quite poor. After a 15 minute que time calling in (since you have to call in to cancel) the CSR was very clearly uninterested to assist me answering the phone. Then when I advised I was switching policies the tone shifted dramatically and they asked "Please tell me it is not Lemonade?!?" in frustration. I stated it was indeed Lemonade. They then aggressively advised "Don't do Lemonade they suck! Their coverages are worse than ours! Switching to them is just throwing money away!" I responded with I appreciate the concern but I have already started the policy, I just want to cancel this one. They then quickly processed my cancelation advised me of my refund and hung up on me. I understand the attempt to save my business, but this just wasn't the way to do it. Simply bashing the company I'm switching too and not inquiring as to why I wanted to switch and creating value for me to stay at Embrace, just immediately put a bad taste in my mouth. The CSR's attempt, though directed at Lemonade, felt more like they were attacking and questioning my due diligence, which of course all but cemented my decision to leave. I see Embrace has many high rated reviews on here, but I hope that if they want to maintain that reputation they continue to develop their phone CSR's and maybe someone else doesn't share in my experience.

Insurer: Embrace

By: Alistair Hoover

August 19, 2024

Definitely a great pet insurance

Our experience with embrace pet insurance has been nothing but positive! Customer service is great fast and efficient, turn around time for reimbursement is quite quick and the entire plan just makes life so much easier when you have pets.

Insurer: Embrace

By: Julie

Verified August 19, 2024

GRATITUDE

I love having SPOT INSURANCE for my cat. I never worry if it's gonna be a hassle to be reimbursed. NEVER

Insurer: Spot

By: Laura Spatig

Verified August 19, 2024

We only recently signed up

We only recently signed up, but it was an easy process, and the agent was very helpful and explained things very well.

Insurer: Prudent Pet

By: Vicki Grieshaber

Verified August 19, 2024

Easy claim

It was easy to make a claim a ND I was paid in a timely manor

Insurer: Fetch

By: Barbara S

Verified August 19, 2024

Easy Claim Process. Prompt Reimbursement

I filed a claim with Spot through the app. I never needed to pick up the phone or check back. Within two days it was handled and paid. Thankfully I have the Platinum Preventive, Accident and Illness policy. Spot paid 80% of the vet’s bill and deposited it directly into my checking account promptly and with zero hassle.

Insurer: Spot

By: Jeffrey Lowy

Verified August 19, 2024

Was there for me and my Bella when…

Was there for me and my Bella when needed. No red tape. No games. Highly recommend to anyone who has pets.

Insurer: Spot

By: GLIDEN R RIVERA

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