225,079+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,079 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,079 total


Most selected providers in "August, 2026"

This chart shows the distribution of the most selected pet insurance providers in August, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,561 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 24, 2023

Keep your records FOREVER

My cat suffered from resorptive tooth roots and had to have two teeth surgically removed. She needed extensive blood work to prepare her for the surgery which the vet told me would also be covered. After I paid for the surgery, I faithfully submitted my claim with all of my documents. I had at least 10 uploads. I received notification that my application was pending about two times but I never received an email asking me for more documents. After many weeks, I logged on and found that they wanted more documents. In fact, they want all of my animals medical records from August of 2018 forward. I will trouble my vet to see if I can get all of these, although I do have the receipts, but they want the so-called soap records. I cannot believe they make this so ridiculously difficult. What if you change your vet? It's a shame that a 75 year old woman has to wait literally months for a small check after paying in premiums for years. I am so disappointed and wish I had chosen another company.

Insurer: Fetch

By: Ruth Reeves

November 24, 2023

So far I have only used the wellness…

So far I have only used the wellness plan, but I have been reimbursed quickly. It is so easy to submit claims on the app and everything is done seamlessly.

Insurer: Spot

By: Michelle Bowman

November 24, 2023

Responsive, easy to file claims company!

This is a great, responsive company. I have been 100% pleased so far. I’m “sold”!

Insurer: Spot

By: Victoria

November 24, 2023

Staff were knowledgable and…

Staff were knowledgable and professional. The claim submission process was easy and efficient. The claim processing was also efficient and timely.

Insurer: Embrace

By: Susan L.

November 24, 2023

Easy and efficient filing claims

Easy and efficient filing claims

Insurer: Spot

By: Barbara Brohm

November 23, 2023

Positive

It was a very positive interaction.

Insurer: Sonnet

By: Jaime

November 23, 2023

Processing times take way too long in…

Processing times take way too long in my opinion.

Insurer: ASPCA

By: Cody Gumeringer

November 23, 2023

Very calm

Very calm, professional and informative representatives. I have never had a problem in speaking and finding out information on my policy.

Insurer: Sonnet

By: Mj

November 23, 2023

HORRIBLE PRACTICES OF REJECTING CLAIMS

I signed up with Metlife Pet Insurance in March of 2023. Have filed over $900 in medical treatment for two of my pets with MetLife Pet Insurance. I was told by an agent that my insurance would cover all injuries and illnesses after 2 week waiting period and for treatments such as spaying and neutering. Every single one of my claims have been denied. I reported my one-month-old kittens who are two from the same litter, exact age. Metlife inputted the incorrect age for one of the kittens by 2 years! When I caught the mistake later, they reset my policy and had me restart my deductible payment, for THEIR administrative error. This pet insurance company is scamming customers by making it difficult to reimburse claims. I contacted customer service in mid-October to assist. They informed me the review would take 3-4 business days. It has now been over 6 weeks with no response. I have other friends and family who are sharing similar complaints. I should have known their monthly payments for the amount of supposed coverage was too good to be true. I will be following up with California Department of Insurance to flag these fraudulent practices by misstating their services upon enrollment.

Insurer: MetLife

By: Atziri

Useful
November 23, 2023

Excellent service

Excellent service, communication and support!!

Insurer: Sonnet

By: Lisa Morse

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