221,653+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,653 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,653 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,917 reviews

4.9
Healthy Paws

11,271 reviews

4.9
Fetch

5,715 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,160 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified November 20, 2023

Fast and exceptional service

Fast and exceptional service

Insurer: Spot

By: Estela Garcia

November 20, 2023

First time with Pet insurance

This is my first time utilizing insurance for one of my pets. I researched many companies and felt confident in choosing Pets Best for our rescue dog. It's been about a year now and we couldn't be happier with that decision. Not only has the plan more than paid for itself (both the wellness and the injury plan), filing a claim couldn't be easier. Despite our multiple claims, I have only reached out to customer service once for a question and was very pleased with that communication.

Insurer: Pets Best

By: Jeff Emerson

Verified November 20, 2023

Best overall price for services

Best overall price for services I wanted

Insurer: ASPCA

By: Cheryl Price

Verified November 20, 2023

Submitting 1st Claim

I am submitting a claim for the first time and the online process was very easy.

Insurer: Spot

By: SHERIDAH

Verified November 20, 2023

Everything that I submitted was…

Everything that I submitted was rejected. I lost faith in it and what this company stands for. It's too bad because I would have stayed with them for the life of my pet. Unfortunately, I am taking my business elsewhere.

Insurer: Figo

By: Rebecca Orlando

November 20, 2023

Too long for reimbursement

Too long for reimbursement

Insurer: Pets Best

By: Kristen S

November 20, 2023

despite some points for improvement, a positive experience.

I've had the insurance for a year and it's been extremely helpful. Just this year, my 7-year-old dog, who has never been ill, started having various problems. Some of them unfortunately started during the waiting period and were treated as pre-existing conditions, but the rest were covered and were our salvation. On a positive note, they didn't increase my price absurdly after a year, even though I had used their insurance (unlike Trupanion who DOUBLED the deductible for my other dog who didn't even use the insurance). a negative point is that the website is limited and there's no customer service, so for most things you have to call. Reimbursement also takes forever (it's taken 40 days but on average it takes 20-30) but overall I'm very satisfied.

Insurer: Pets Plus Us

By: Juliana

Useful
Verified November 20, 2023

Czar

Your service is great. Thanks

Insurer: Figo

By: customer

Verified November 20, 2023

Horrible Insurance - Stay Away

Figo does not honor their insurance - and goes out of their way to say no. I took dog to the ER vet for a severely torn toenail. They had to sedate my dog to remove it. Figo denied the claim saying that the ER diagnostic fee is not covered and that the toenail procedure cost was in excess. This is my first claim, and the total bill was around $440. Less my $250 deductible and 80% average, Figo should have paid out about $150. Why have insurance if I can’t use it? This policy was purchased through Costco.

Insurer: Figo

By: Mike M.

Verified November 20, 2023

Very responsive!!!!

I am glad I found Spot pet, they’re very quick and responsive.

Insurer: Spot

By: Anna Ivanyan

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