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Pet parents across the U.S. and Canada have left over 225,079 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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EZ to use app
Ez to use the app. Reimbursement was fast even though we just started with the insurance.
Insurer: Spot
By: Gerald Garcia
Stay away if you care about your pet…
Worst pet insurance I have ever used and will not ever use again if I decide to get another dog. Their reimbursement policy is repulsive. The reason why I say this is because for their annual spending limit of 2500 is ridiculous especially if your pet gets cancer like mine where each treatment is $900 every 3 weeks so you can imagine that 2500 is going to run out pretty fast. Then when you hit that thresh point they will only reimburse 100 for a $900 bill, truly ridiculous. These people do not care about your pet just another insurance company stealing your money monthly on a horse s*** policy. Stay away and look elsewhere unless you want to have them force you to decide whether to treat your pet or not. So to Spot your organization is garbage just like the current state of this administration.
Insurer: Spot
By: Juan Casillas
Figo is our hero
Figo is our hero. Our pets are so important to us, they are our fluffy little children. Out of the blue, our kitty was so sick and we didn't know what was wrong. It was a very stressful time. Our experiences with Figo have been great during these stressful times. I love how easy it is to submit a claim.... like texting a friend. :) The deposit was made to our account in about a week for almost half of the cost of the vet bills! That made us very happy! And our little guy feels great, and is back to his happy self.
Insurer: Figo
By: Tammy
Quick and easy claims process
We've had Embrace for over four years and are lucky to have never had to submit a claim. Recently, we just had to submit our first claim and it was so easy. They reviewed our claim, approved it with a breakdown of the claim, and the money was in our account within days.
Insurer: Embrace
By: Steven H.
Good claims experience
They have responded to my claims in a timely manner after my getting used to all of the requirements and disclaimers.
Insurer: Fetch
By: Samuel Loy
Recently submitted my first two claims
Recently submitted my first two claims. The process was extremely easy and I received a response promptly.
Insurer: Figo
By: Cherie
Everything with spot insurance has been…
Everything with spot insurance has been great and easy!
Insurer: Spot
By: kenneth mcguire
Simple, quick, and a pleasure to deal with
Filing a claim is simple, quick, and to the point. Claim is processed quickly. Customer service is polite and addresses every concern.
Insurer: Spot
By: Pam S.
Excellent Service
I have dealt with Sonnet for awhile now, they are always fast and helpful when I request assistance.
Insurer: Sonnet
By: Craig
Have been with this company for a few…
Have been with this company for a few years. Decent coverage plans and thinking this helps in case one of our pets has some catastrophic disease or injury. The big issue is you can pay these premiums but what about the payment when there is a need? Earlier this year my 5 yr old dog was diagnosed with an issue that requires monthly shots as well as medication. Getting reimbursed 80% is good but even better is the speed of reimbursement. Just email the bill to HPaws and within 48 hrs I have the money in my bank account. Just this week our senior dog had to have some bladder stones removed…..thank goodness for HPaws and their fast and easy reimbursement. Highly recommended!!!!
Insurer: Healthy Paws
By: Paul Germer