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Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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They will increase your premiums 30+%…
They will increase your premiums 30+% Every Year, Year over Year regardless of your pet's age or if they have had any illnesses. By the time I finally cancelled, my 4 year old german shepherd's premium was More expensive than my own health insurance and we Never Used our coverage for a single medical issue. If this were human insurance these rates would be illegal. This is essentially a scam for well-meaning rich people. I would just keep a credit card handy for big vet bills and skip the scam. As a former vet tech, I can tell you that an average emergency vet visit with bloodwork, xrays, and IV therapy/medications to go home will run about $5-800, even with 'low' deductible (and high premium) plan options, you would pay a $500 deductible, plus 10% on top of that, so even with an $800 bill you're still paying $600 of that bill, and unless your pet has Multiple emergency visits or serious surgery in a plan year, you're basically paying $1,000 for a $200 discount, if you use the insurance at all. Don't need to be an accountant to figure that one out. This is just another corporate squeeze to siphon money off of the middle class. Save your money, please.
Insurer: Embrace
By: Eric Cremins
Too much time complicated
Thankfully I cancel on time my dog is only 4 months and they have been review documents for ever. While I understand their policy. Is to complicated for me and I don’t have time for that and she already have another insurance which is better and already review her pre existing condition. I don’t recommend embrace.
Insurer: Embrace
By: Consumer
Highly Recommend Healthy Paws
We definitely recommend HealthyPaws Pet Insurance. We used it for years with our Lab who eventually got cancer. HealthyPaws paid for all his surgeries and treatments at 80%, no questions asked. This plan does not include wellness coverage, but that's exactly what we wanted. After many emergencies/surgeries with our dogs, we realized insurance for emergencies and sickness was the way to go. We'll pay for wellness care, but HealthyPaws is there for the emergencies. We just had one! Our new 5-month old puppy ate a sock and needed emergency surgery. HealthyPaws covered everything (except exam) at 80% and the funds were deposited in my checking account the next day.
Insurer: Healthy Paws
By: Dian
Carmen was AMAZING!!
I worked with Carmen and she was simply WONDERFUL!! She was so kind, and very knowledgeable of the product. She stayed on the phone with me through the entire process. She also followed up with a text the next day with a few reminders (and it was Saturday). Her customer service skills are top notch!!!!
Insurer: Prudent Pet
By: T. Cutlip
Affordable!
I chose a plan inbetween that I can afford which included accident/Illness along with the preventive. I took both babies to get their check up with shots and am very happy with my reimbursement. Payment came back prompt. I did not have to do anything but send the bills in. Spot took care of the rest! Thank you for taking care of us!
Insurer: Spot
By: MissE
Great customer service
Great customer service that answered my questions.
Insurer: Sonnet
By: Robin Lane
Josh Sabado
Josh Sabado, was very nice and knowledgeable. He answered all my questions. Mr Sabado was very patient and did not rush me, and then at the end he ask me did I have anymore concerns and have a plasent rest of my week. I feel so much better now know our puppy will have the coverage that she will need, and might need in the future.
Insurer: Fetch
By: Constance Mitchell
It’s very self explanatory and easy to…
It’s very self explanatory and easy to use and you’re you submit it. And with no problems u get reimbursed for your visits. Love it
Insurer: Spot
By: Estephinie
Best Insurance Company EVER
I have always had an excellent experience dealing with Sonnet. I get the best rates out of anywhere in Canada and when I had to make a claim, I had everything done and submitted online within two minutes. I also received my claim amount within a few days, I was actually shocked. Anytime I deal with changing information, like my phone number, it takes about 5 minutes over the phone.
Insurer: Sonnet
By: Mich Saga
Annual exam and boosters
I recently submitted a claim for routine annual exam and shots and it was paid promptly. I was pleased with what my plan covered and very pleased it didn't take months to get reimbursed.
Insurer: Fetch
By: JER