224,949+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,949 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,949 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,447 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 20, 2024

Outrageously Slow Claim Processing Time If You're Owed Money

Pet's Best policy is excellent BUT their ability to process claims in a timely manner is the worst I've ever encountered - ALWAYS. 2-3 weeks after you file a claim where you are owed reimbursement you always receive this email: "At Pets Best, we strive to process claims as quickly as possible. At this time, this delay notification does not require any additional information from you." Typical repayment time is 4-6 weeks. They get it right, eventually but their inability to repay in a timely manner is horrible. If they do not owe you money then you get a quick email telling you they don't owe you anything but if they do it's 4-6 weeks, This would be a great company if they ever get their act together and reimburse policy holders in 4-7 days like other pet insurers.

Insurer: Pets Best

By: Steven

Useful
March 20, 2024

Easy Quick Service

The turnaround time for a claim is unbeatable and the site is so easy to use.

Insurer: Spot

By: Haley B.

March 20, 2024

Claims easy to file

Claims easy to file. Quick reimbursement.

Insurer: Spot

By: JENN

March 20, 2024

Gerrone was so helpful !!

Gerrone was so helpful !!! Best customer service representative ever!!! Thanks for answering all my questions!! I hope in the future if I have questions I get you. Thank you so much! My dog daughter is my life. We are new to this pet insurance, and he helped us feel so comfortable with the process.

Insurer: Fetch

By: Jacquelyn Burns

March 20, 2024

There are better alternatives

While this insurance isn't horrible, there are better options out there. Claims are paid pretty quickly however the option to pay the vet directly would be preferred. In addition, the plans that are based on a certain condition (the one I have had for 10 years) has not had an increase in benefit amount despite the annual premiums continuing to go up every year. An example is, In todays vet medicine a CT scan all in will range from $3000 - $3500 dollars in my market and the plan only pays up to $995 a year assuming you haven't already had other imaging done for your pet. They cap out the diagnosis in addition to the benefit type. I would much rather have a plan that pays 70% - 90% directly to the provider.

Insurer: Nationwide

By: Matthew

March 20, 2024

It was actually easy when I was able to…

It was actually easy when I was able to take the time on how to put in a correct claim. I still have to get you the rest of Sissy's paperwork and also put in 22 other claims for Browny and Marbelle'

Insurer: Spot

By: Kristy Dougher

March 20, 2024

Very affordable

Very affordable Easy claim submission Quick claim processing.

Insurer: Spot

By: Albert Philbert

March 20, 2024

7+ year member

7+ year member. My terrier recently was exposed to lawn pesticides causing 5 days of vomiting & diarrhea. The vet quickly diagnosed; claim was uploaded & processed in 3-4 business days. Our plan is bundled with an additional wellness option. (Great Perk) The customer service & claims reimbursement are quick and easy, 100%satisfaction guaranteed!

Insurer: Embrace

By: AgilityK

March 20, 2024

It is so simple to submit a claim and…

It is so simple to submit a claim and Spot is always quick to review and reimburse for the claim. Allowing us to focus on our dog and not worry about a sudden expense we didn't expect. We couldn't be happier with all of our interactions and strongly encourage anyone without pet insurance to get it, and get it from Spot.

Insurer: Spot

By: Stephen

March 20, 2024

Ky was very professional and understood…

Ky was very professional and understood what my concerns were and answered my questions. I have had great experiences with Fetch whenever I have had to call in about anything.

Insurer: Fetch

By: Juanita LeBlanc

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