154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

September 27, 2024

A BIG SCAM

Submitted claim more than a month ago and Fetch has not reimbursed a single penny! It’s been the worst experience I’ve ever encountered with an insurance company. 15 days is what they claim as the waiting period to receive reimbursements. After numerous emails, I received one a few days ago, informing me that I don’t have the required documents to process payment. Which means I’ll have to wait another 15 days from the day I re-submitted the ‘missing’ documents, plus the month lost! This feels like a big scam causing me so much anxiety and frustration. My son, who owns the sister of my puppy, submitted the exact same documents as I did and was reimbursed a couple of weeks ago! So I’ve had to contact my vet asking for SOAP, which the vet clinics do not provide to owners, to forward it to FETCH. They’ve sent me several emails informing me that my claim was under review (after I put in the first claim). So why wasn’t I informed earlier about this so-called missing SOAP document? It boggles my mind as to why my son was not required to provide this information. If I could give zero stars I would. It feels like they randomly pick certain clients to delay or deny payment as part of their operation. I DO NOT RECOMMEND THIS PET INSURANCE!!

Insurer: Fetch Canada

By: Netta Buczek-Phua

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