217,166+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,166 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,166 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,796 reviews

4.9
Healthy Paws

11,085 reviews

4.9
Fetch

5,418 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,955 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified April 21, 2026

Melody was so nice and very helpful.

Melody was so nice and very helpful.

Insurer: Nationwide

By: Peggy

Verified April 21, 2026

Christine was very polite

Christine was very polite, knowledgeable and helpful in deciding which policy to subscribe to for our dog. She did not make me feel rushed and took her time with any questions.

Insurer: Nationwide

By: JOHN SCHOFIELD

April 21, 2026

Denies unrelated claims and grossly misleading premium

TLDR; Charged double the stated premium from calculator and denied a basic unrelated accident claim and goes directly against the veterinary judgement with no recourse or service. I cannot express how much I would recommend any other reasonable company. We had arguably the worst experience I could have imagined across the three insurance companies and five dogs that we have had over the years. They seem to try to promote transparency and honesty, but even after doing a pre-check vet exam (which they claim should waive waiting periods and give better coverage; do not do this. It’s a misleading promotion) and claiming their offer, they deny every claim and cherry-pick unrelated record entries while ignoring every vet that speak against them. We were sent a link to a calculator that enabled us to fine-tune our policy according to our budget. We’re students, so we opted for a reasonable option while balancing good coverage. This at the time was $265/month, expensive compared to other offers, but they also claim to have good coverage and less hassle, so we maxed out our budget to accommodate it. Approved checkout and had a brief (false) sense of security as we had now invested in insurance. Woohoo. However, about a month later, my dog has a bad landing on a walk with a big yelp to follow. Taking her to the vet (who’d given her an excellent and clean bill of health just weeks prior, including hips/knees/elbows and passed it on to Trupanion) suspect a potential partial tear as she exhibited some lameness as a result. However, as my dog almost eight months prior had a brief moment of odd kicking out on THE OTHER LEG (which later entirely resolved itself), they entirely deny the claim. They also mention another brief mention of a limp months earlier, which later turned out to be a paw pad cut, also mentioned in the vet records, as a reason. The vet immediately disputed this as it was obvious she was healthy and entirely injury free just weeks prior when we signed up, and that the injury was caused by that fall the day prior. Adding insult to injury; all of a sudden, $430 is charged to my credit card. Almost double our budget, double what we thought we’d agreed to. However, as the calculator was on their site, we have no record or proof of it (didn’t think to screenshot the premium. Lesson learned I suppose) and thus, they can claim we’d agreed to it the entire time and offer no recourse, thus keeping our money. Mind you; this was an offer for a 2 year old dog with a perfectly clean vet record (outside small injuries as previously stated; all of which resolved and were entirely unrelated to the accident that happened at the time). There is not a world in which I would’ve ever approved a $400~/monthly premium. Ever. I am not usually a harsh reviewer on companies; I recognize I should’ve tripled checked the policy when it later arrived and not blindly trusted their calculator and payment portal. I can sympathize with technical errors in the calculator and sustain the temporary shock until a refund is offered to the stated premium. I also should’ve been more careful when speaking with my vet a year prior as they will use anything they can. If a toe is injured, it obviously indicates instability in the entire opposite leg, rendering a knee injury unclaimable months later, despite a vet check on Trupanion’s own offer. Make no mistake, beyond charging your premium, they value you as much as a tick does a dog; useful until it’s drained.

Insurer: Trupanion Canada

By: Emil Plambech Pedersen

Verified April 21, 2026

First off...

First off.... Snoopy is the mascot! The enrollment process was very easy. Detailed information provided and its wonderful you can customize plans to fit your animal's needs. I look forward to working with the claims department in the future.

Insurer: MetLife

By: Benita Barger

April 21, 2026

always super easy to talk to the…

always super easy to talk to the agents! they have had a solution to all of my questions and they’re super sweet 🫶🏽

Insurer: Fetch

By: Johnny Del Jesus

Verified April 21, 2026

Trupanion Pet Insurance

Trupanion is a great company. They saved me thousands on my fur-baby's surgery. I didn't have to wait a long period of time and the veterinarian was able to submit the claim. This insurance is well worth the money.

Insurer: Trupanion

By: Rachelle G.

Verified April 21, 2026

Easy claim filing procedure.

Easy claim filing procedure.

Insurer: Figo

By: Frank

Verified April 21, 2026

This was easy

This was easy, and very affordable. Thank you!!

Insurer: MetLife

By: Lisa Tokarz

Verified April 21, 2026

Called back several times due to…

Called back several times due to different questions and me being new to prudent pet insurance and was treated great and had all questions answered very kindly

Insurer: Prudent Pet

By: Blallyyahoo.com

Verified April 21, 2026

They really stand behind their words…

They really stand behind their words and do as they claim! Truly a life saver (and a money saver) They are so easy to work with and really go the extra mile! Our dog acquired gastritis from indigestible treats! We had to take our girl to the vet twice and she had to stay over night at the animal hospital. Trupanion was with us every step of the way! They even helped the ladies at the front desk of the vets office set up the payment portal so that Trupanion could help pay even faster! They are like a trusted friend that is really there in the time of need! THANK YOU SO VERY MUCH!- to everyone who works at Trupanion! AMAZING!

Insurer: Trupanion

By: Arrella

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