224,996+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,996 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,996 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,492 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

June 02, 2024

Very quick service!

Review of claim and reimbursement happened quickly! We had an unexpectedly sick dog after time at a daycare (!!) and the cost was very high, so we were glad we had Spot insurance - highly recommend!

Insurer: Spot

By: rsacco

June 02, 2024

Kaiser Covered

Our German Shepherd Kaiser had one planned surgery, then needed an emergency surgery 24 hours later due to a blood clot. We were thankful to have him covered by Fetch just in case something like this ever happened. The claims process and reimbursement went smoothly. Kaiser is making progress, and we’re happy to have him home again.

Insurer: Fetch

By: Christopher Lakos

June 02, 2024

No dicect deposit in Canada except for a few banks. Not mine.

I did not mind the reminders, so I signed up. My only problem so far is that I cannot get direct deposit, as my Bank in Canada is Simplii. Please fix this issue. You can e-transfer now-days with an email address, or phone number, you both have. Easy.

Insurer: Fetch Canada

By: Eva

June 02, 2024

My review

I have no reason to give an opinion as I have not needed to use this insurance yet. I hope I do not need it but I want my dog covered for anything that may come up

Insurer: Figo

By: customer

June 02, 2024

Easy Claim process

Having to deal with a pets injury or illness is difficult. Your claim process was very easy and timely making that part of my baby’s injury at least easier. Thank you!

Insurer: Lemonade

By: Katrien

Useful
June 02, 2024

Best service

Best service

Insurer: Spot

By: Unsuccessful Person

June 02, 2024

Spot Pet Insurance was new to me and my…

Spot Pet Insurance was new to me and my rescue, Pugsly. After two Emergency Vet visits, I've been reimbursed immediately, no hassle, easy to file a claim and be reimbursed within a day! Direct deposit to the credit card I used is such a relief! Spot Pet Insurance are great business people I would 100% recommend joining Spot Pet, having a stable bill amount is great compared to an unexpected surprise! MK

Insurer: Spot

By: Margaret

June 02, 2024

Highly recommend

Highly recommend! Great customer service, very transparent, fast turn around on claims. They've saved us a lot of money and energy when it comes to doctor/hospital visits. Super grateful for them!

Insurer: Fetch

By: Cecilia Kelley

June 02, 2024

Long term customer can no longer recommend

I have had Figo on my Beagle since 2018. The policy started out at around 600 per year. This year's renewal was an incredible 1600 dollars per year. That is a 166% increase. I used to recommend Figo to everyone all the time because they do pay claims fast and according to their policy but since they switched underwriters their increases have been untenable. I lowered my coverage down to the bare minimum (5k with 80% reimbursement and 500 deductible) in order to make it reasonably affordable at 687 but will cancel when this year is over and switch to Pet's Best which will allow for unlimited coverage, 90% reimbursement and 250 deductible for just 90$ more than I am paying now for very minimal coverage. There is much ado in the pet insurance community about how filing claims doesn't increase your premium. They are right about that, it doesn't, but it isn't really a benefit for those of us with healthy, well-cared for dogs who rarely use the insurance and almost never exceed the deductible amount when they do. I would rather they based the cost of the policy on the claims filed, frankly - at least that way I'd be paying according to my usage. Figo is also one of the rare companies that doesn't offer a discount for those of us in the veterinary field. This is a common discount because most pet insurance companies recognize that dogs owned by veterinary professionals often get huge discounts on care and they receive much more care than the average pet, which warrants a discount because it saves them money.

Insurer: Figo

By: MMSLD

June 02, 2024

It’s been the best decision to have…

It’s been the best decision to have Spot!! So great and easy to use.

Insurer: Spot

By: Zenaida

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