217,074+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,074 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,074 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,793 reviews

4.9
Healthy Paws

11,080 reviews

4.9
Fetch

5,410 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,950 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified November 28, 2023

Easy to file claims and reasonable…

Easy to file claims and reasonable response time. Reimbursement isn’t great especially with monthly rates to keep coverage.

Insurer: Spot

By: Jo Dawson

Verified November 28, 2023

Ease of use of app

Ease of use of app, clear explanation of services, quick.payment!

Insurer: Spot

By: Leanne Brunelle

Verified November 28, 2023

Easy to file claims

Easy to file claims. I submitted our first 2 claims and within 7 days they were approved for reimbursement.

Insurer: Spot

By: Christine Shaarda

November 28, 2023

Ease of use and good service.

Ease of use and good service.

Insurer: Embrace

By: Wall Joan

Verified November 28, 2023

We have 2 dogs with spot insurance and…

We have 2 dogs with spot insurance and are very happy how they take good care of us and very easy to submit claims

Insurer: Spot

By: Robert Williams

Verified November 28, 2023

I sent in my bills for a spot well over…

I sent in my bills for a spot well over six weeks ago and still have not gotten a deposit in my Bank of America account for the $186. It’s already time for my Pets next check up. This little guy is a new pet a baby and I need to keep consistent in his care. Please, check on this and advise me what to do. Thank you.

Insurer: Spot

By: Rebecca Thomas

Verified November 28, 2023

The process of reimbursement is too…

The process of reimbursement is too long versus what they tell you once your claim is submitted .

Insurer: Spot

By: Adrienna Burton

November 28, 2023

MetLife Pet Insurance

My experience so far is exceptional. Everyone I spoke to was very helpful and my claims got processed in a timely manner

Insurer: MetLife

By: Sanda

Useful
November 28, 2023

Should be named Pets Worst

I filed three claims with them after my waiting period was over. The first was for an allergic reaction related to an MCT, which was accepted and paid part of my deductible. The second was for a follow up visit due to continued health problems from the first claim. Suddenly the MCT is pre-existing and they denied my claim. The third claim was for a righty to remove the MCT and a benign fatty tumor. Again my claim was denied because they decided the MCT was now pre-existing and in addition decided the benign fatty tumor was pre-existing as well. I want to make it clear that the MCT itself was not diagnosed until a wellness exam that occurred after the waiting period. Seems to me they just didn’t want to accept the last two claims because I would have then met my deductible and they would have had to pay out on the third claim. They want to take your money and not help your pet.

Insurer: Pets Best

By: Nicole

Useful
November 28, 2023

Great service, flexible policies

Claims filing easy and typically receive payment within 30 days.

Insurer: Pets Best

By: Jim

Useful

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