154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2024

I’ve never used pet insurance before

I’ve never used pet insurance before. I was unsure which company would be reliable. Pets Best was recommended to me by a trusted coworker. I couldn’t be more pleased! The claims are very easy to place and my reimbursements are automatically deposited into my bank account. They cover exactly what they say they cover. No tricks! The website is very easy to use, and you can always call if you need some individual help. Thank you PetsBest!

Insurer: Pets Best

By: S. Moore

Verified October 14, 2024

I can't say enough positive things…

I can't say enough positive things about my customer service experience. When I called months later to enroll a second dog, the salesperson (Carmen was her name) remembered every detail about our first pet and was so thoughtful and kind. Wonderful company!

Insurer: Prudent Pet

By: Laura Kelly

Verified October 14, 2024

The ease of submitting a claim and how…

The ease of submitting a claim and how quickly I received reimbursement.

Insurer: Spot

By: Froggy’s “mom”

October 14, 2024

Scam Pets Best really isn’t

Backtrack a couple years. My dog got a hematoma surgery. Then Applied Pets best got denied for this claim cause the incident happened before. Ok understood I get it. Fast track today he went in cause his ear had yeast and has bad allergies. We got denied again because the issue was from before? How so? I was paying for 2 years and this was developing months ago. They’ll find any excuse to deny you. Going to appeal but likely be cancelling today.

Insurer: Pets Best

By: Christian

Useful
October 14, 2024

Ease of use

I at first was nervous about the process of doing this claim. however, after reviewing metlife site and discussing with a person, I proceeded forward. The process was pretty straight forward and easy to follow. make sure to have a scan copy or pic of your service. Make sure it was clear, and it has all the needed information. I have done all of this and that made it a easy process. I would recommend using Metlife insurance because they coverage isn't confusing and the claim process was easy to understand.

Insurer: MetLife

By: Clarice

Useful
Verified October 14, 2024

Very easy to get the claim approved

Very easy to get the claim approved

Insurer: Figo

By: Joyce

Verified October 14, 2024

I am pleased with my coverage for my…

I am pleased with my coverage for my dog Benni. He got sick and this ins. paid all benefits for him, but now I see all my pets insured with SPOT are having their rates raised by quite a lot upon renewal. Some ins. I haven't even used. Very disappointed and I'm looking for replacement ins.

Insurer: Spot

By: CusMary Baker-Lauderdaletomer

October 14, 2024

Always great service

Always great service. Friendly, knowledgeable staff. A pleasure to do business with.

Insurer: Embrace

By: Harvey Miller

October 14, 2024

With you to the end

I adopted a senior dog when he was 9 and ended up switching insurance to Embrace early on because their rate was super competitive. That choice came with a bunch of other perks. The submission process was simple. The reimbursement criteria was clear. Any staff I dealt with were super helpful. The last 2.5 years of my dog's life were a lot, medically speaking. He beat lymphoma and lived a really long time with kidney disease (with a bladder stone removal surgery in the middle!) And because I had this insurance, I never had to make a decision where money was a factor in whether I could help my dog continue his fight to keep living. My only criticism is that their app and upload technology have become increasingly difficult to work with. I can't even use the app to submit a claim without it crashing. I would strongly encourage them to allocate some resources to improving this essential piece of their infrastructure.

Insurer: Embrace

By: Marie G.

October 14, 2024

Easy and fast

Easy and fast

Insurer: Pets Best

By: Arne Oas

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