217,576+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 217,576 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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23% increase after 1 year
23% increase after 1 year, without any history of taking the pet to the vet doesn’t sound reasonable! Inflation causing vet fee increase and pet age being cited as a reason! The increase beats the inflation impact on insurance in any other space, especially humans! Got blurbed when contested and the same blurb is used in one of the responses below when another customer called the same issue! I’m sure I’m going to get the same blurb below this feedback 😊 I wish I had read the comments before taking embrace!
Insurer: Embrace
By: Harsimran Singh Grewal
Easy to work with
With reasonable premium, the coverage is put forward clearly, and claims are processed promptly.
Insurer: Spot
By: Hanyu Wang
Great to have them on our side.
It is very comforting to have this insurance when you need it. Now they offer routine care which is a game changer.
Insurer: Fetch
By: Kasie Fogleman
The worst pet insurance
The worst pet insurance! They denied coverage of an issue that was diagnosed 6 months after starting the policy. Even after my vet wrote a note stating that their reason for denying the claim was not pre-existing, they said they would appeal within 15 days and then never updated or paid the claims. I wish I had used literally any other pet insurance because now these issues are pre-existing.
Insurer: Embrace
By: Lauren O'Kelley
USAA made the right choice partnering…
USAA made the right choice partnering up with Embrace. I have Frenchies and they are my world and there’s no way I’d choose another pet insurance company. Embrace’s enrollment, claims, and reimbursement processes are best in class and their premiums are the best in the sector. My average reimbursement is processed and in my account with 2-3 business days. Not even auto or healthcare does this this fast! I trust Embrace with my ESAs and always will! Plus their customer service and claims team support are the nicest and most efficient professionals I know. I’ll be with Embrace for life.
Insurer: Embrace
By: Consumer
My cat had to get a fractured tibia…
My cat had to get a fractured tibia surgery. They processed the claim soon and thankfully covered the majority of the vet bill. Happy to say my cat recovered well and he’s doing great. Customer service answered all my questions and explained how to proceed with the claim. Very happy with the insurance!
Insurer: Fetch
By: Janis
Quick response and compassion for our…
Quick response and compassion for our situation. Outcome to our emergency was very sad, but Figo was supportive and helpful.
Insurer: Figo
By: Cynthia
Pet insurance for What You Don’t Expect
Pet insurance is for the things you pray will never happen but unfortunately do. My beloved Boston terrier came down with degenerative heart disease, and Fetch has made his expensive care financially possible. Easy claim forms and fast service.
Insurer: Fetch
By: Josephine
Perfectly Easy
I submitted a claim for the first time through the app system, it was super easy and fast. the staff was in contact with me right away and they processed the claim at record speed. i am super pleased and now plan to up my coverage. highly recommend.