154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,229 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 24, 2025

They paid our dog's claim pretty…

They paid our dog's claim pretty quickly after we filed the claim.

Insurer: MetLife

By: Karen Halse

Verified October 24, 2025

Metlife was very efficient

Metlife was very efficient. Reviewed our claims quickly and we were very satisfied with the results.

Insurer: MetLife

By: Jill and Cody

October 24, 2025

Don't Bother! They wont cover whatever it is...

They look for every excuse not the cover your pet! Unless you get their insurance when your pet is a newborn and has absolutely nothing wrong with them, everything is considered a pre-existing condition not covered by them unless it is 'resolved' first. My cat has a heart murmur, likely her whole life and super common in cats, and because a murmur is not curable, no vet visits or treatments to do with the murmur or checkups for the murmur are covered. I have been paying for a service I cannot use, and they refuse to provide a refund. I do NOT recommend this insurance UNLESS you only use it for very basic services on a perfectly healthy animal with 0 conditions prior to it being born.

Insurer: Nationwide

By: Dana

Verified October 24, 2025

Constantly raising premiums, slow and not so great customer service

Your Pet Insurance is terrible. Every year you bump up my premiums by like at least $70, and your customer service is bad. Sometimes it takes weeks to process a claim, which is the same claim I submit every 50 days for my dogs heart medication. It takes weeks for your team to send the reimbursement check. Earlier this year, I had a claim that got processed and Explanation of Benefits wasn't generated, and I never got a reimbursement check, and I had to call back every 3 weeks asking why my check hadn't been received. Fortunately after the 3rd customer service person, they were able to identify it was because my Explanation of Benefits was never generated by your system, so the previous people I talked to didn't catch that and kept telling me my check was in the mail. I also one time had a claim that was resolved pretty quickly actually, however after it was resolved it said I'd receive $0 even though my deductible had been met and I should have received $167, so again I had to call your customer service to fix it. For the price I pay, and the fact you continue to raise my premiums year after year by a ridiculous amount of money, it takes forever for your team to process a claim and get me my reimbursement checks.

Insurer: MetLife

By: customer

Verified October 24, 2025

Professional experiences …

Met Life has always handled our claims professionally over the past 4+ years. I've recommended this insurance to multiple friends and family members that have pets of their own

Insurer: MetLife

By: customer

October 24, 2025

Amanda went above and beyond to answer…

Amanda went above and beyond to answer a question I had and even helped me finish the submission form. Had such great customer service my friend who i was with decided to also buy a policy swell.

Insurer: Fetch

By: danisha Sellers

Verified October 24, 2025

Best prices

Best prices, easy to get refunds. Love having the wellness part.

Insurer: MetLife

By: Holliej

Verified October 24, 2025

Simple to Understand Coverage

The MetLife policy we have for our new puppy has provided excellent coverage during her first 1.5 years. We knew that there would be many routine vaccines and new puppy mishaps, and having the ability to choose 90% coverage and include wellness was such a great value. Other companies coverage and limitations vary by condition, but the Metlife policy is so straight forward with no headaches trying to understand what is covered or why it was not. An area for improvement would be in the processing of claims and properly reviewing all pages of the documents submitted. Sometimes claims have taken extra long. In the end, phone customer service is always pleasant and helpful and once the claims are properly reviewed, I've had no issues. I'm impressed by the simplicity of the coverage compared to other companies I've used in the past.

Insurer: MetLife

By: DMN

Verified October 24, 2025

Fast and efficient

Fast and efficient

Insurer: MetLife

By: Elizabeth Digiovanna

Verified October 24, 2025

Easy and clear

Easy and clear

Insurer: MetLife

By: Carol Buck

Compare top pet insurance providers plans.