209,379+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,379 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,379 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,005 reviews

4.9
Fetch

5,273 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 01, 2026

Over time (8 years) Trupanion's formula…

Over time (8 years) Trupanion's formula for coverage is a black hole. Presumably using AI, their system can not always understand vets' reports and even when calling to discuss the misreadings and a customer service perso agrees, the misreading is used. We have kept the insurance because it is better than nothing.

Insurer: Trupanion

By: xxxxxxx

Verified February 01, 2026

We LOVE Trupanion

We LOVE Trupanion. We put a plan on our puppy the day we got him because we have had such great experience with your company. We cover all 3 of our Shih Tzus through you. It is peace of mind for unexpected events. Our 4 month tiny puppy stopped eating a few days ago and needed to be hospitalized. Your company helped upfront to provide money for the care. Your customer service is excellent and helped put our mind at ease yesterday by talking through a bill issue with us. We were able to resolve the issue with the vets office with your support. We can’t imagine how stressed we would be without your company.

Insurer: Trupanion

By: Lori

Verified February 01, 2026

Each invoice was processed quickly

Each invoice was processed quickly. I was amazed with the swiftness of all responses to claims and direct deposit payments. When I emailed an issue it was handled and processed within 24 hours.

Insurer: Trupanion

By: Sally

Verified February 01, 2026

Very easy to use

Very easy to use, and have never had any problems with reimbursement

Insurer: MetLife

By: Todd

Verified February 01, 2026

Resolved issue…

Long wait on hold wasn't ideal but the rep offered to call me back and took care of my issue without any further difficulty

Insurer: ASPCA

By: Shannon Suttles

Verified February 01, 2026

Very good company

USA English speaking. Very helpful by phone. Quick response for reimbursements. Easy online forms to fill out. Very satisfied with this company. Wish the insurance premium would not have increased. We have so many personal insurances that have already increased. Wish I could include my pet on our regular insurance!!

Insurer: Spot

By: Earley

Verified February 01, 2026

The process for filing a claim is easy

The process for filing a claim is easy. Reimbursement is quickly completed.

Insurer: Pumpkin

By: Frank Vittorio

Verified February 01, 2026

Great communication

Great communication, honesty and wonderful staff who care and love animals.

Insurer: Pumpkin

By: Lorna Cook customer

February 01, 2026

Only lasted 3 days

Fetch offers great prices, but unfortunately their setup needs significant improvement. They rely too heavily on automation, which creates a lot of confusion. For example, I was told I could add a different start date for my second pet, but the system would not allow it. I also believed my dog’s waiting period had been waived after I submitted the required documentation, only to later be told that it wasn’t and that she would still need a vet check before her full coverage could be confirmed. Fetch sent me screenshots showing where this information was supposedly displayed, but that information never appeared during my enrollment process. Because of this confusion and lack of transparency, I canceled my policy after just three days. I couldn’t imagine dealing with this system if I actually needed to file a claim for my dogs. Overall, the system is very confusing, and there is no option to speak with someone directly. It takes hours to get even simple issues sorted out.

Insurer: Fetch

By: NMP

Verified February 01, 2026

when every i called i got my question…

when every i called i got my question answered

Insurer: MetLife

By: Theresa

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