154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 17, 2024

So thankful I have Fetch Pet Insurance!!

I was told by my daughter how important it was to get pet insurance for my new Labrador puppy Jet. I am so thankful I did and even more so that I chose Fetch pet insurance!! My puppy decided to jump out of my arms while I was driving an ATV and broke his leg. It’s been a long 7 weeks and Fetch has been absolutely terrific in paying for his care. It gave me the ability to get Jet the best of care without worrying about the cost. Customer service has always been very helpful and extremely nice! I spoke with Samantha today and she definitely gets 5 stars!!

Insurer: Fetch

By: Rissa Sear

Verified October 17, 2024

Quick reimbursement

Quick reimbursement

Insurer: ASPCA

By: Michele Slabodnick

October 17, 2024

Peace of Mind

My dog suffered from renal dysplasia that was diagnosed when he was just 5 months. I will always be grateful to have had a policy with Pets Best as it allowed us to give him the very best of care throughout his short life without worrying about the cost. His prognosis when diagnosed was just 200-400 days. But because of the care I was able to give him he survived nearly 1000 days and had a wonderful life that was for the most part pain-free. I always tell everyone I know who gets a new pet to purchase a policy from Pets Best. Many tell me it's a waste of money and that they would never need to submit a claim. I tell them if they never submit a claim, they are lucky to have never needed it. But just looking at your dog, you would never know until it is too late. Pets Best always paid my claims cheerfully and without putting me through hoops. The times I called and talked to customer service I talked to empathetic, helpful, and courteous customer service agents. Despite that the amounts of my claims easily exceeded my annual premiums, Pets Best never increased my premium amounts.

Insurer: Pets Best

Veterinarian: VCA Loomis Basin Veterinary Clinic

By: Denise

Useful
Verified October 17, 2024

My dog received 2 vaccines as followup…

My dog received 2 vaccines as followup to his yearly well visit: Leptospira 4Servovar Vaccine, 1yr and Bordetella Parainfluemza IN 1yr. When I attempted to submit his claim (even though I was clear it was well below the reimbursement level), I found no option to select these vaccines. He is scheduled again for Friday, October 25 to receive another vaccine to complete his well visit. Perhaps I am not using the claim submission correctly? If I am not, clarification would be appreciated.

Insurer: ASPCA

By: Joni Confalone

Verified October 17, 2024

Got money back within a reasonable time…

Got money back within a reasonable time and a great price making sure my baby is ok

Insurer: ASPCA

By: Jesse Ashley

Verified October 17, 2024

First claim; positive experience!

Completed my first claim for our young puppy and was very pleased with the seamless filing process and the very quick turnaround on payment. Found the website very user friendly and the communication very timely and helpful. Very positive experience overall. Thanks!

Insurer: ASPCA

By: Larry Long

October 17, 2024

It's always easy to submit my claims

It's always easy to submit my claims. The turn around for my reimbursement is only a few days.

Insurer: Embrace

By: Cynthia Hatfield

Verified October 17, 2024

Went online and got Prudent insurance

Went online and got Prudent insurance. No hassle and got approved right away. Mr Bojangles and I are looking forward to his pet insurance. Thank you

Insurer: Prudent Pet

By: Pauline Espinoza

October 17, 2024

Excellent Insurance Company and Policy

I am so glad to have signed up for ASPCA. It is so much like having health insurance for yourself, you can pick your deductible and reimbursement percentage and they have preventative options too. We originally had preventative but realized we didn’t use it much so we removed it and the process was easy, I also have the option to add it back on my renewal date if I choose to. The insurance is for accident/injury or illness, for the unexpected. There are a few things not covered like a torn ACL or pre-existing conditions, but for what I’ve needed it for it has been a huge blessing. My dog Willow has had a few smaller claims and one larger one. They all were approved as well as any estimates I submitted beforehand. I like the estimate feature as it can show you exactly what you would be covered for before a procedure was done in a non-emergency situation. I have used the estimate feature with more optional procedures and I ended up not needing those procedures (one was an endoscopy and the other was for gingivitis). We were able to use alternative medications like acupuncture that ASPCA covered and Willow was healed! She recently had sprained her front paw and was limping, we had already paid her deductible from another visit this year about gingivitis and the claim was paid quickly and accurately according to my plan of 90% reimbursement. I highly recommend the lower deductible and higher percentage return. I noticed some reviews stating their claims getting denied, I have had that happen but it was because I was either missing required information (like vet records) or because I had submitted an estimate shortly before the claim and some of the services overlapped the two making it seem like a duplicate. I easily corrected that by submitting the right documentation and/or resubmitting the claim with a clearer explanation. I have never had any issues with claims or payments. This is a company I will be using for a lifetime. They also offer discounts to members of certain groups like NSCS. We love ASPCA!

Insurer: ASPCA

Veterinarian: VCA Montgomery Road Animal Hospital

By: Michelle

Useful
Verified October 17, 2024

Spot is the perfect insurance for my…

Spot is the perfect insurance for my baby kitty. Their processing times are fast for claims . Took mine two days and my cat and I are very satisfied with the results

Insurer: Spot

By: Aminah Phady

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