225,030+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 225,030 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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My 11 yo needed surgery
My 11 yo needed surgery. Embrace reimbursed me 90% of this over $5500 bill. I had no problems with the process. Love this company!
Insurer: Embrace
By: Melanie Bland
Making the best of a situation
I was pleased with the customer service on the phone, and happy to confirm my coverage, pending the actual treatment for my pet. Your representative was courteous, professional, and thorough, answering all my questions.
Insurer: Embrace
By: Robert Workman
The claims do take time to process.
The service reps were helpful once they answered.I wish there were more updates on the status.
Insurer: Embrace
By: Kristen Roy
If you dare to have to submit claims…
If you dare to have to submit claims your rate will skyrocket. Our premium increased by 40% this year.
Insurer: Embrace
By: Robert Trenkle
There are too many steps
There are too many steps, it would be easier to take a pic of receipts on phone and send. It would also be nice if there was a way you could automatically get the info from the vet without having to do the middle steps
Insurer: Embrace
By: CT
A complete waste of money
A complete waste of money. They don't pay claims is the bottom line. I've had other pet health insurance in the past so I'm familiar with quality insurance.
Insurer: Embrace
By: David Wagner
Easy claim submission
Easy claim submission, quick reimbursement. Great communication system via email.
Insurer: Embrace
By: Katie Schweitzer
I've been using Embrace for years.
I've been using Embrace for years. Claims are easy to file. Response time is quick. EOBs are easy to understand, and reimbursement checks are sent in a timely manner.
Insurer: Embrace
By: Shirl Funkhouser
Easy and efficient
Reimbursement process easy and efficient
Insurer: Spot
By: Roberto DeRose