224,911+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,911 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,911 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,413 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 11, 2024

It took forever and even though I had a…

It took forever and even though I had a payment plan with the vet, they refused to process the claim until the payment plan was paid off. Ridiculous. Even when you don't have payment plans they take forever to process your claims and often have to fight them on coverage.

Insurer: Pets Best

By: Jill Hayhurst

August 11, 2024

The young woman i talked ti

The young woman i talked ti

Insurer: Embrace

By: David Dawson

August 11, 2024

Mr.

Pets Plus Us have been very supportive over the entire time I’ve been with them. They have been very fair and easy to deal with. Very happy client.

Insurer: Pets Plus Us

By: Chad

Useful
August 11, 2024

Worst pet insurance ever

Worst pet insurance ever. They don’t pay for anything. Will be reporting to BBB!!! Do NOT use them.

Insurer: Pets Best

By: Misty Weaver

August 11, 2024

Keeps me up-to-date on my claim.

Keep me up-to-date on my claim.

Insurer: Fetch

By: Pamela

August 11, 2024

Been with Embrace for 8 Years

I switched to Embrace in 2016, after a bad experience with another pet insurer. I have 2 dogs and a cat. I signed up with them initially because their website was very well designed; I was able to find the answers to every question I had. I've stayed with them because they are fair, transparent (meaning the website will tell me if my claim will be covered), prompt, and responsive. I have not had a bad experience with Embrace in all this time. I recommend them to everyone I know with pets.

Insurer: Embrace

By: CSJG

August 11, 2024

Unsure about pet insurance

Be warned, your first claim will take FOREVER. I heard from friends that subsequent claims are faster, but that remains to be seen. Much is excluded. I only got insurance in case of a huge unexpected expense. Hopefully that won’t happen but still not convinced that insurance is preferable to just setting aside a pet savings account. I’ll run the numbers at the end of the year & ponder it.

Insurer: Embrace

By: Amy Wukotich

August 11, 2024

Great customer service!

Great customer service!

Insurer: Spot

By: Maria Maite Klein

August 11, 2024

his insurance company basically tries to find an excuse not to pay a claim…

This insurance company basically tries to find all the possible ways not to reimburse you. I provided all documents requested and yet the continued giving me the same answer, worse so they want to label my dog with a pre-existing condition when he doesn't have any. My dog was given to me in January with a clean bill of health by the breeder's vet and in Feb he got sick due to the changing of food and they call it pre-existing condition which is not.

Insurer: Embrace

By: maritza cano

August 11, 2024

Great insurance…

It is great that spot pet insurance took care of us during a recent traumatized event that our family went through. Awesome people.

Insurer: Spot

By: Gregory

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