208,625+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,625 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,625 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 22, 2026

The trupanion people really care about your pets wellbeing.

Very friendly service when your dog and best companion is sick, it makes a world of difference, and a Very positive attitude helps!

Insurer: Trupanion

By: Edward P.

Verified January 22, 2026

Came through for us

Came through for us! Easy claim experience.

Insurer: Spot

By: Mirela Carbone

January 22, 2026

Great to work with

Responsive, friendly, and easy to work with.

Insurer: Pets Best

By: Kimberly Morley

January 21, 2026

Karley was really great in helping me…

Karley was really great in helping me set up an insurance plan for my cat!

Insurer: Fetch

By: Nayera Ali

January 21, 2026

Very disappointed with Figo.

Very disappointed with Figo. I purchased insurance for my pets expecting reliable support, but instead I’ve faced constant refusals and shifting explanations. 1. First denial: I was told that “the first month isn’t covered,” even though this was never clearly communicated at the time of purchase. 2. Second denial: They claimed that because my cat is not spayed, any health issue is automatically considered a consequence of that. 3. After that: Every single claim has been dismissed as a “pre‑existing condition,” regardless of the situation. The most absurd case was when my cat jumped off the couch, twisted her leg, and her paw became swollen. A simple injury that needed attention. Pet Claude refused the claim, stating that she “has cancer and they won’t cover it.” My cat has never been diagnosed with cancer. This was just another excuse not to provide coverage. This company seems focused on avoiding payouts rather than helping pets and their owners. Constant denials, contradictory explanations, and a complete lack of accountability. I do not recommend Figo.

Insurer: Figo

By: Iryna Denysenko

Verified January 21, 2026

Great service

Great service and quick. Recommend it. I had left nationwide pet insurance and came back for it.

Insurer: Nationwide

By: customer

Verified January 21, 2026

Online was easy

Online was easy

Insurer: Nationwide

By: Anne A customer

Verified January 21, 2026

Very quick & easy to set up online.

Very quick & easy to set up online.

Insurer: Nationwide

By: Debbie

January 21, 2026

Refuse Dental Claim

We insured our 8-year-old Shih Tzu, Bubble, with Trupanion for almost two years and had never made a claim. When Bubble needed dental surgery, Trupanion initially partially pre-approved the procedure, acknowledging that only one tooth was pre-existing and indicating the rest could be covered with proper documentation. After surgery, the vet confirmed that only one tooth was pre-existing and the other four extractions were new, medically necessary findings. Despite providing the paid invoice, proof of prior insurance cancellation, and veterinary confirmation, Trupanion reversed their position and denied the claim. What started as a partial approval turned into a total denial after the procedure was completed. For a first claim after nearly two years of coverage, this experience felt misleading and deeply disappointing. Will update if there are any changes to the situation but at the moment, I do not recommend trupanion for your pet, it has been a pain dealing with trupanion.

Insurer: Trupanion

By: Justin

Verified January 21, 2026

My experience has been positive

My experience so far has been nothing but positive. Claim was approved and paid in a very timely manner. I have had emergencies before I got insurance and that can be a nightmare. I’m at ease knowing my fur babies can get the care they need whenever they are sick or injured

Insurer: Spot

By: Teresa

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