218,294+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,294 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,294 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,828 reviews

4.9
Healthy Paws

11,142 reviews

4.9
Fetch

5,491 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,933 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 19, 2024

OUTSTANDING

Over three days at two separate critical care veterinary offices our dog required over $10,000 of tests and care after collapsing for no apparent reason. Fortunately, our sweet girl made it through the ordeal and is on the road to recovery. The emotional roller coaster was made so much easier knowing we had Healthy Paws insurance and could say “just do whatever is necessary” at every decision point. Within one business day after bringing our sweet girl home the 80% reimbursement was deposited in our checking account and a representative from Healthy Paws had reached out to see how she was doing. Outstanding!

Insurer: Healthy Paws

By: Nancy

Useful
March 19, 2024

Great experience

Timeliness of responses as well as rapid payment of allowable benefits.

Insurer: Fetch

By: Chris

March 19, 2024

They will increase your premiums 30+%…

They will increase your premiums 30+% Every Year, Year over Year regardless of your pet's age or if they have had any illnesses. By the time I finally cancelled, my 4 year old german shepherd's premium was More expensive than my own health insurance and we Never Used our coverage for a single medical issue. If this were human insurance these rates would be illegal. This is essentially a scam for well-meaning rich people. I would just keep a credit card handy for big vet bills and skip the scam. As a former vet tech, I can tell you that an average emergency vet visit with bloodwork, xrays, and IV therapy/medications to go home will run about $5-800, even with 'low' deductible (and high premium) plan options, you would pay a $500 deductible, plus 10% on top of that, so even with an $800 bill you're still paying $600 of that bill, and unless your pet has Multiple emergency visits or serious surgery in a plan year, you're basically paying $1,000 for a $200 discount, if you use the insurance at all. Don't need to be an accountant to figure that one out. This is just another corporate squeeze to siphon money off of the middle class. Save your money, please.

Insurer: Embrace

By: Eric Cremins

March 19, 2024

Too much time complicated

Thankfully I cancel on time my dog is only 4 months and they have been review documents for ever. While I understand their policy. Is to complicated for me and I don’t have time for that and she already have another insurance which is better and already review her pre existing condition. I don’t recommend embrace.

Insurer: Embrace

By: Consumer

March 19, 2024

Highly Recommend Healthy Paws

We definitely recommend HealthyPaws Pet Insurance. We used it for years with our Lab who eventually got cancer. HealthyPaws paid for all his surgeries and treatments at 80%, no questions asked. This plan does not include wellness coverage, but that's exactly what we wanted. After many emergencies/surgeries with our dogs, we realized insurance for emergencies and sickness was the way to go. We'll pay for wellness care, but HealthyPaws is there for the emergencies. We just had one! Our new 5-month old puppy ate a sock and needed emergency surgery. HealthyPaws covered everything (except exam) at 80% and the funds were deposited in my checking account the next day.

Insurer: Healthy Paws

By: Dian

Useful
Verified March 19, 2024

Carmen was AMAZING!!

I worked with Carmen and she was simply WONDERFUL!! She was so kind, and very knowledgeable of the product. She stayed on the phone with me through the entire process. She also followed up with a text the next day with a few reminders (and it was Saturday). Her customer service skills are top notch!!!!

Insurer: Prudent Pet

By: T. Cutlip

Verified March 19, 2024

Affordable!

I chose a plan inbetween that I can afford which included accident/Illness along with the preventive. I took both babies to get their check up with shots and am very happy with my reimbursement. Payment came back prompt. I did not have to do anything but send the bills in. Spot took care of the rest! Thank you for taking care of us!

Insurer: Spot

By: MissE

March 19, 2024

Great customer service

Great customer service that answered my questions.

Insurer: Sonnet

By: Robin Lane

March 19, 2024

Josh Sabado

Josh Sabado, was very nice and knowledgeable. He answered all my questions. Mr Sabado was very patient and did not rush me, and then at the end he ask me did I have anymore concerns and have a plasent rest of my week. I feel so much better now know our puppy will have the coverage that she will need, and might need in the future.

Insurer: Fetch

By: Constance Mitchell

Verified March 19, 2024

It’s very self explanatory and easy to…

It’s very self explanatory and easy to use and you’re you submit it. And with no problems u get reimbursed for your visits. Love it

Insurer: Spot

By: Estephinie

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