154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 19, 2024

Good Pet Insurance but EXPENSIVE!

Rep explained why insurance has gone up so much this year (($88.00/mo). I love Embrace insurance but it is expensive. I have had it for my dog since he was a puppy (9 years ago) and the price increases have been crazy! From Around $60 a month to now $219.00 a month. I ended up raising my deductible which is, I’m sure, what they want. It has been a great policy since my dog had some issues in the past and it is easy to submit claims and get paid.

Insurer: Embrace

By: Debra Monaghan

October 19, 2024

Hassle free coverage that is clutch!!

My Shih Tzu had last second dental surgery and I scheduled it to get on the hospital's calendar. Embrace made sure I didn't worry, explained my coverages, and made filing a claim hassle free through their app. 2 days last inwas reimbursed and all is well. Their staff was knowledgeable, patient, and very professional.

Insurer: Embrace

By: Alexis

October 19, 2024

First off let me start by saying I…

First off let me start by saying I wished I reviewed the reviews before selecting Embrace. That is totally my mistake and should have known better. After reading REAL reviews, this company takes your money with promising coverage and then manipulates the waiting period calling accidents like your dog eating a foreign object as an illness just like some of the other reviewers stated and then ask for all this other paperwork to see if they can then say it is a preexisting condition. Again, I highly recommend reading real reviews not people who just use their services for shots etc. the last closing thought I guess is insurance is their to make profit not cover you (pet). Please check other pet insurance companies before settling for this company.

Insurer: Embrace

By: Dave Cranston

October 19, 2024

Open an account just for your pet’s bill.

It’s been 2 months… our Vets office still hadn’t heard from Embrace! I did everything I was required to do. I’d also was about to pay for my 5th payment…so I decided to cancel my insurance. Yesterday, I finally get an email wanting info on my claim…I’m done. No thanks…now I am putting money in an account just for my pets, every month. Open your own accounts! This was a $500 mistake!

Insurer: Embrace

By: Donna In Texas

October 19, 2024

My recent monthly payment didn’t go through

My recent monthly payment didn’t process because my account didn’t have sufficient credit to process the total amount and when I called and was able to work out an acceptable payment process in a short time.

Insurer: Embrace

By: John

October 19, 2024

So far so good

So far so good. They were fast on reimbursing me. Glad I had it for my golden doodle

Insurer: Pets Best

By: Lacy Sorenson

Verified October 19, 2024

First time experience.

Very easy to file a claim once background documents were provided payment was forthcoming. First time using.

Insurer: Embrace

By: Judy Gosik

October 19, 2024

Do not recommend this insurance, there are much better company’s out there

I have insurance through another company for one of my two dogs and they quickly process everything usually within 24-72 hours. Pets Best is the worst! The first claim took a couple months to finally be processed. Now this last claim I submitted took a couple weeks. It’s ridiculous! Hire more claims people if necessary. It should not take this long! Also, the other company never needs additional information, and are always able to process the claim with the information my vet provides. This company ALWAYS needs more and denies everything they possibly can-even medicine to make my dog more comfortable during a painful ear infection-apparently because he had taken the medicine before in the past, so it was considered “pre-existing!” I am not a happy customer!

Insurer: Pets Best

By: Lisa M

Verified October 19, 2024

Great insurance, very easy process

Great insurance, very

Insurer: Spot

By: Denise Lopez

Verified October 19, 2024

I filed my claims for preventive care…

I filed my claims for preventive care and they were handles immediately. Great service❤️

Insurer: Spot

By: Sandi

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