221,653+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,653 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,653 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,917 reviews

4.9
Healthy Paws

11,271 reviews

4.9
Fetch

5,715 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,160 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified June 22, 2024

Emergency visit

We had an emergency call to the veterinarian and some tests were run. When encountered the emergency visit fee and then the fees for testing. I submitted the claim that evening and got a wonderful answer the next day.

Insurer: Embrace

By: Carl Huff

June 22, 2024

Great service

Easy to apply. Immediate coverage. Great rates. Our claim was processed in like two weeks and the reimbursement was in my bank account immediately. Very satisfied.

Insurer: Fetch

By: ILDI

Verified June 22, 2024

Claims get denied and not paid out

Our dog was only 2.5 years old and came down with a sudden illness. Submitted the claim and it was denied because symptoms began 13 days into obtaining the policy and they didn’t give a crap. Now my dog is dead because we couldn’t afford additional diagnostics or treatment. Pet insurance is a complete gimmick and waste of money since it doesn’t like to pay out and save our pet’s lives. Don’t recommend at all.

Insurer: ASPCA

By: Mourning pet parent

Verified June 22, 2024

Easy to use and quick response

We are very happy with Spot. They have been quick to respond and the dashboard is very easy to use.

Insurer: Spot

By: suzanne carney

June 22, 2024

Nationwide Pet has canceled my girls…

Nationwide Pet has canceled my girls policy Whole Pet with Wellness after 8 plus years of paying high monthly premiums for their Gold Standard policy. A policy that when purchased, I was assured would cover her for life. In May of 2024, I received a letter of nonrewal for her policy. When I called, Nationwide Pet representative told me that Nationwide Pet would no longer be covering pets 8 years and older for illnesses. What happened to coverage for life??? Nationwide Pet has announced they are dropping hundred thousand policies across the country due to inflation. While websites are posting Nationwide billions of dollars in profit for the third consecutive year. Nationwide Pet has left my dog with no insurance, preexisting conditions that were covered under her original policy with them. Higher premiums to insure an older dog, and higher out of pocket expenses. When myself and others posted on their social media pages about what is happening, we were blocked. Nationwide is NOT on your side. Buyer BEWARE!

Insurer: Nationwide

By: Tammy

June 22, 2024

well worth the experience

well worth the experience better coverage for half the rate

Insurer: Sonnet

By: Steve Grzenda

Verified June 22, 2024

Healthy Paws has saved my fur babies…

Healthy Paws has saved my fur babies multiple times. As recent as this past month. My dog was throwing up constantly. After the 7th time we brought her to the ER. To keep a long story short, they found a mass on her liver and in her spleen. The concern was of course cancer since her liver levels were off. She had emergency surgery for a spleen removal and the mas on her liver removed. Turns out, the mass on the liver was a slow growing cancer. It was fully removed and she is healed and healthy now thankfully! Having healthy paws made every decision SO easy, as we did not have to worry about the costs. I knew the policy covers emergency's and the "unexpected" which this definitely was. No one can plan financially for something like this. What healthy paws allowed us to do, is say yes to all options for helping our dog, Pepper, without having to stress about the money. We put the money on our credit card and submitted our claims once we got the final invoices from the vet. The uploading was easy and simple. Took me less than 4 minutes to upload and submit everything on the Healthy Paws Website. Total, Pepper's bill was $10,500 (give or take). Healthy Paws refunded just over $9k, and we ended up paying less than $2k for surgery, meds, overnight stay, and sending the masses out to be tested. It literally saved her life and our wallet. I know having pet insurance is a privilege. I will be open and say we have 4 animals on our plan and pay just over $200 a month for all 4. If you can afford Healthy Paws, please invest! for your fur babies sake and peace of mind for you. I have so many more life saving stories where Healthy Paws allowed me to have peace of mind. I'm so thankful for their insurance. Truthfully, I wish this is house human insurance worked.

Insurer: Healthy Paws

By: Marne' Haskins

Verified June 21, 2024

So far I love this company

So far I love this company. I have another insurance for my older dog and they are ok at best. Thank you pumpkin!

Insurer: Pumpkin

By: customer

Verified June 21, 2024

Customer service and adjusters are…

Customer service and adjusters are professional, prompt and helpful. I have had this company for both of our pets since January 2024. Out of all of the claims I have submitted, I’ve only been disappointed and disagreed with one claim that was denied. I would highly recommend this pet insurance company.

Insurer: Embrace

By: Lindy

Verified June 21, 2024

Helpful answers my question

Helpful answers my question

Insurer: Pumpkin

By: Kathleen Dunne

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