218,376+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,376 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,376 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,828 reviews

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Trupanion

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Pets Best

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Category with most reviews

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Verified March 29, 2024

We were dealt with a difficult…

We were dealt with a difficult situation with our dog which resulted in his passing. It all happened so fast. Nonetheless the claim process was fast and easy. It was a simple document upload and I was reimbursed within a few days. They even sent a sympathetic email regarding our loss.

Insurer: Embrace

By: Cris

Verified March 29, 2024

Very simple and easy.

Very simple and easy. I submitted a wellness and accident claim both went through quickly and I was refunded in a couple of days.

Insurer: Spot

By: Michelle Oswald

Verified March 29, 2024

Made my first claim on a Thursday…

Made my first claim on a Thursday evening and had my payment on Tuesday morning. It was simple and easy to understand. So far I am very pleased with Spot.

Insurer: Spot

By: Tina Villaviray

March 29, 2024

METLIFE HORROR STORY

There was a near-death experience for my 4-year-old cat in January. I was fortunate to have planned ahead buying insurance for him. I regret buying it through MetLife. In order to verify coverage and the timing of claim settlement, I contacted MetLife and was told that that filing claims was simple, and that payments would be processed promptly. After nearly three months, I have finally got his $5,000 claim payment. The app gave the impression of being both user-friendly and informative at first; after all, it informed me that my claim had been granted and that my funds would be paid within days. On the first contact, there was some misunderstanding and the person gave the vague instructions to "check my mailbox" because they were unsure of where the payment had gone. Following a second contact, I was informed that additional documentation from his visit was required, which I promptly provided. On the third attempt, I was informed that the vet had made a mistake in his record regarding the timing of his last vaccine, even though he was experiencing an acute pancreatic episode. I was told to submit more paperwork that day to clear things up. The next call confirmed that the last instructions were in error and that the funds were en route. The next call was to clarify that it would take 45 days for the appeal to be reviewed. On top of the $10,000 vet cost, I have already paid about $400 in interest. The app provides inaccurate information and requires persistent follow-up, which significantly prolongs the claim process. It is their carelessness that has caused all of this, so I wish they would pay my interest charges. This has the potential to completely devastate someone's life.

Insurer: MetLife

By: Roxanne

Useful
Verified March 29, 2024

Easy to use and user friendly.

Easy to use and user friendly.

Insurer: Spot

By: Chad Johnson

Verified March 29, 2024

Quick and attentive!

Quick and attentive! Easy to work with!

Insurer: Pumpkin

By: Karla Arreola

March 29, 2024

Kyann LeViner

Kyann LeViner, was amazing! She explain the details of the policy and changes very well. Which I was able to take notes and remember the information she provided.

Insurer: Fetch

By: Niki

Verified March 29, 2024

It's so simple

It's so simple. Everything is made simple by this company, including submitting a claim and receiving the payments. Thank you for being so prompt and professional

Insurer: Spot

By: FMD

Verified March 29, 2024

Great insurance

I'm so glad that I got this insurance. They are right on the ball, the review the receipts I sent in and next day it was approved and in 1 or 2 days the money is in my account. Spot Insurance is spot on!!!

Insurer: Spot

By: Angelika Kuerlemann

Verified March 29, 2024

Great process

I’m pleased with all aspects of this insurance. Claims are processed quickly and mailed in a timely fashion. I recommended Spot insurance to everyone with a pet.

Insurer: Spot

By: Scott Myers

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