154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 23, 2024

Simple process to submit claims

Simple process to submit claims, prompt return times on refunds for claims.

Insurer: Fetch

By: Jill

Verified October 23, 2024

Simple process to submit claims

Simple process to submit claims, prompt return times on refunds for claims.

Insurer: Fetch

By: Jill

Verified October 23, 2024

Simple process to submit claims

Simple process to submit claims, prompt return times on refunds for claims.

Insurer: Fetch

By: Jill

Verified October 23, 2024

Simple process to submit claims

Simple process to submit claims, prompt return times on refunds for claims.

Insurer: Fetch

By: Jill

Verified October 23, 2024

Simple process to submit claims

Simple process to submit claims, prompt return times on refunds for claims.

Insurer: Fetch

By: Jill

Verified October 23, 2024

Simple process to submit claims

Simple process to submit claims, prompt return times on refunds for claims.

Insurer: Fetch

By: Jill

Verified October 23, 2024

Honest

Honest, helpful and efficient. I feel safe knowing my pup will be taken care of :)

Insurer: Spot

By: Thomas McEntee

October 23, 2024

Lack of Due Diligence. Presumptuous Claims Adjusters!!!

After 2 appeals and 9 weeks after my dog's surgery, Pets Best finally decided to pay the claim. The initial claims adjusters/underwriters for Pets Best are presumptuous and deny claims that they have not fully reviewed. No due diligence is done before they deny your claim. They will not speak to you nor your pet's vet. Pet Best cost me hundreds of dollars in credit card interest by denying my claims hoping i would go away. Unfortunately for them, I'm not going anywhere. Their website says they pay claims in 5-7 days. They took 5 WEEKS to deny my initial claim, then it only took them 2 DAYS to deny my appeal. Finally after another 2 WEEKS they approved my 2nd appeal. Afterward I had to wait 7 days for them to pay me via direct deposit. The whole process was ridiculous and unnecessary, as I provided them with almost 7 years of vet record documents from the day the dog was born to the day of surgery.

Insurer: Pets Best

By: Jeffrey “JB” Becraft

October 23, 2024

Reimbursements take about a month

The coverage is good and filing a claim was fine. The upload tool is a little broken but you can work around it. My biggest complaint is that the reimbursement timeline is unreasonable, especially when the bills are high and you're running up your credit card waiting for the money to come through. A month is just too long. I moved from Spot and they processed claims super quickly—miss them and lesson learned for next pet.

Insurer: Pets Best

By: Jarica

Useful
October 23, 2024

Poor communication for reimbursement

Poor communication for reimbursement on multiple occasions. The nail in the coffin was when they stated that an ACUTE otitis media infection wouldn’t be covered because of a pre existing condition within the past 12 months of allergic dermatitis that occurred 10 months earlier. Let me just say this is hogwash … no offense to the hogs out there

Insurer: Figo

By: H Duarte

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