221,963+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,963 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,963 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,924 reviews

4.9
Healthy Paws

11,285 reviews

4.9
Fetch

5,747 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,170 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 19, 2024

Do not trust this company

Do not trust this company The same day I decided to get pet insurance with Fetch I had an appointment for some shots my husky was missing so I call them and this is what I say: “Hey, I know that there’s a wait period of 15 days to cover things like surgeries or accidents but my insurance has wellness (it covers some vaccines and no major things) and for what I understand that doesn’t have a wait period but I am calling to make sure. I wanted to make sure that wellness was activated or ready to use with my policy before making a claim for my husky shots instead of wasting my time sending documents. The lady that I spoke with confirm to me that It was ready to use “after checking my account” she says it looks like you don’t have a wait period and I can start using wellness. After almost 3 weeks! I get a message from Fetch saying that my claim wasn’t approved bc I made it before wellness was activated. I call for an explanation and they say that wellness gets activated the next day.. their website doesn’t say that and I even CALL! to make sure. I was paying around $70 for 2 months while they were investigating my case. They have all the conversations recorded and confirm to me that I was told my wellness was ready to use but that the lady didn’t even look up my account…. Well that certainly makes it even worse because I even told her that I open my account that same day so with that little information the staff should already know that if you create your account today that wellness is going to be activated the next day. Idk to me that’s just simple math. After investigating my case they confirmed they were in the wrong but that they can’t do nothing for me after making go through 2 months of miscommunication, misleading information and me actively looking for an answer. I work hard for my money and it just doesn’t sit right with me paying a company that can’t even make it up to their clients for their own mistakes. It was a very frustrating experience and I felt like I was lied to. Didn’t even use it. I now have 2 dogs and if they would’ve make things right I probably would’ve add my new pup but after this experience I think I just rather not have pet insurance and just pay out of pocket.

Insurer: Fetch

By: Natalia Neumann

Verified July 19, 2024

Very happy with Spot!!

Claims processing is prompt. Customer service is knowledgeable, courteous and helpful.

Insurer: Spot

By: Marcia Schwartz

July 19, 2024

Claims were reimbursed quickly

Claims were reimbursed quickly. Didn’t like your pre- existing condition.

Insurer: Embrace

By: Vicky Claycomb

July 19, 2024

Fast and courteous agents resolved my…

Fast and courteous agents resolved my issues in minutes !! Would highly recommend to all my friends and family !!

Insurer: Sonnet

By: K W

Verified July 19, 2024

First claim

The process was easy and reimbursement was faster than I expected.

Insurer: Figo

By: Patricia Kanavy

Verified July 19, 2024

Seamless and convenient…as promised

Easy to sign up and use. App easy to navigate. Submitted my first claim and it was processed and paid within couple of days. Quick easy steps on the apps for everything and anything. Love it

Insurer: Spot

By: Ghaith Shannak

July 19, 2024

BUY the day you get your dog!! 3.5 years and we've not been able to claim a dime.

3.5 years and we've not been able to claim a dime. :( Good & Bad thing. During a regular vet visit and to get shots in her first year (she's 5 now) and they suggested I buy Embrace and I signed up that week. During this checkup with regular shots, I mentioned she seems a bit itchy compared to the other dogs we have. They didn't mention possible allergies, just to bath her a bit more since she loves to be outside. 1.5 years later after a change in food that included chicken we noticed that she was inflamed; took her and they said she must have allergies. No coverage because of the mention of her being itchy. CRaZY. Blood testing shows she's highly allergic to chicken.

Insurer: Embrace

By: Laura Crozier

Verified July 19, 2024

Quick and fair

Quick and fair. Submitted my claim in the weekend and got a response ASAP Thank you

Insurer: Spot

By: David Cardez

July 19, 2024

Intentionally hiding how to cancel service

I feel like your company is intentionally hiding the cancel service, and this makes me very frustrated. It seems dishonest and makes me doubt the quality of your service. If your service was truly good, it shouldn't be difficult to find information on how to cancel. I am very disappointed.

Insurer: Fetch

By: Unhappy customer

Verified July 19, 2024

Great insurance

Great insurance. #1

Insurer: Spot

By: Jan

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