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Stay away from these guys
Stay away from these guys, seriously. They have a methodology for evaluating claim eligibility that is so ridiculous, it's borderline absurd. They argue that this is in the client's best interest, but that is just self-serving BS. My french bulldog had a once-in-a-lifetime operation, and Trupanion refused to cover it, arguing that the expense would count towards his "lifetime deductible" for THAT treatment. Forget that he will NEVER have that operation again, and they know that. I dumped these guys right after that. Plenty of other choices, and nobody else uses that same kind of claim eligibility method.
Insurer: Trupanion
By: Michael F.
Quick and easy service and great price !
Quick and easy service and great price !
Insurer: MetLife
By: Ruben Maldonado
Wonderful expedient experience and reimbursement
I’ve had embrace pet insurance for many years now and my 10 year seven month old golden Shepherd was diagnosed with congestive heart failure an arrhythmia. Embrace has been wonderful about reimbursing me for all the medicines and Cardiology appointments.
Insurer: Embrace
By: Loretta Lighthart
Rates have risen 100% in 3 years.
They pay fast to the vet in real time, they will try and find preexisting conditions and not pay if possible. They have raised my rates 100%~ in 3 years. Wouldn't buy again.
Insurer: Trupanion
By: EL Guapo
Easy enrollment process.
Easy enrollment process.
Insurer: MetLife
By: Erica Woodson
Customizable and easy to sign up
Easy to sign up, clear coverage plans, clear comparisons - love that you can customize your plan as well.
Insurer: MetLife
By: Rachel Newman
Great
Great, Great, Great, Great, Great, Great
Insurer: MetLife
By: Crystal capers
They are the best!!
They are the best!! The staff is amazing they help you with any questions that you have. They explain your insurance to you when you ask them questions.. they make you feel very comfortable when you talk to them. Thank You. For taking good care of my Bandits needs!!!!
Insurer: Trupanion
By: Patricia
Downgrading policies - BOOO
While I expect premiums to increase as our pets age, I did NOT expect HP to unilaterally change the fundamentals of our policy. When our pets were young, we chose 90% coverage w/ $100 deductible - which was a great decision in retrospect as some of our pets have developed chronic conditions that HP has historically paid without issue. Our annual renewal just came in however, and HP have unilaterally decided to change our coverage to 70% w/ $500 deductible, stating they no longer offer the previous coverage - despite the statement on their page "Coverage with your Healthy Paws plan is continuous unless canceled. The Healthy Paws plan will not drop your pet or decrease coverage due to age or claims". Now that we have pre-existing conditions, changing providers is not a realistic option - so we're stuck with however HP decides to downgrade their coverage. I'd highly recommend looking elsewhere!
Insurer: Healthy Paws
By: KarmIT