218,721+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,721 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,721 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,841 reviews

4.9
Healthy Paws

11,154 reviews

4.9
Fetch

5,521 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,960 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 14, 2024

Couldn’t be more happy with our…

Couldn’t be more happy with our experience with Healthy Paws. My 9 mos. old pup went in to be neutered and when they attempted to incubate him the tube would not go down his throat. They attempted a second time with a smaller tube, and it would not go down, a third time with an even smaller tube also unsuccessful. My vet noted bleeding everted laryngeal saccules and recommended us to a specialist. After the surgeon consult, Tater Tot needed surgery for a pretty indebt procedure requiring an overnight stay. The bill was over $8500 and unplanned or budgeted for so when Healthy Paws contributed to the bill we were elated! Tater Tot was a vibrate, healthy happy puppy until this issue and we cannot express how thankful we are and that Tater Tot will live a full, happy and healthy life- thank you Healthy Paws!! Tater Tot’s Mom

Insurer: Healthy Paws

By: STACY

Verified May 14, 2024

Very helpful and transparent!

Helpful, patient, informative!

Insurer: Prudent Pet

By: Brianna Savage-Aliotta

May 14, 2024

reimbursement

I had trouble submitting my claim and the customer support team was very helpful when I called. They walked me thought everything quickly and easily and we got the problem taken care of!

Insurer: Pets Best

By: Zach Kes

May 14, 2024

Great coverage and great customer…

Great coverage and great customer service!

Insurer: Embrace

By: Christy Kramer

May 14, 2024

Would give 0 stars if I could

Would give 0 stars if I could. They don’t understand rescue pets have guesstimated ages and birthdays and will use that variation against you despite you, the owner, having nothing to do with that. They will take a general piece of documentation, manipulate it to their benefit, and when you submit every piece of evidence in existence to prove yourself, they will still deny you!!! Power hungry, controlling people who don’t give a crap about your pets OR upholding their own policy. Disgusting. We are appealing the hell out of their denial, and being involved in Chicagoland dog rescue (over 5 major rescues), I will make sure everyone in Chicago dog rescues and shelters knows to stay away from Embrace. Wish I could go back in time and go with another company. EDITED in response to Embrace's reply: Given my education and line of work (doctorally prepared APRN with nearly 10 years of ER nursing experience focused on quality, EBP and policy), I completely understand and respect how policy and language within policy works. Embrace has chosen to view ONE TINY LINE of general documentation from an ER vet visit that neither my husband or I were physically at (a friend who was watching our pets brought her in and shared our notes/history with the ER vet who then generalized my text "6.5/7 months old sometime in December" to "6 months old". Despite showing Embrace EVERYTHING we sent over (nonmodifiable writing), they are choosing to weaponize a VERY GENERAL piece of documentation and use it LITERALLY. They are declining seizure coverage because at EXACTLY 6 months old would have been ONE day before our coverage began!! The vet never said EXACTLY AT 6 MONTHS OLD-- but Embrace, in their power, can decide to interpret it this way. Embrace, your explanation of this is very weak and I am incredibly saddened by this whole experience. I have a doctorate, am an advanced practice nurse, and have worked in healthcare and with insurance companies for years. This is a game to insurance companies-- how can I cleverly deny someone the insurance they are entitled to and paying for?? Embrace could have chosen to view that line and correlate it which what history was ACTUALLY relayed, and understand that the vet generalized (as most ERs do). Instead, Embrace chose to use that against us. This is what I am calling BS on! We will definitely appeal, but I want other customers and pet owners to understand the hellish experience we have been going through. This company will do everything in their power to make sure you don't get covered for what you are entitled to.

Insurer: Embrace

By: Katie Debner

Verified May 14, 2024

I am very pleased to be carrying Figo…

I am very pleased to be carrying Figo Pet insurance on one of my dogs. I have worked with 2 other pet insurance companies in the past. I like Figo the best for these reasons: -super easy to file claims with the help of their AI person. - They have promptly reviewed the claims I’ve sent in. -If they need more medical information about the claim they call the vet office themselves -They pay quickly and deposit it in the account that I specify

Insurer: Figo

By: Penelope

Verified May 14, 2024

I just reviewed my existing account…

I just reviewed my existing account for continued coverage...there was no problem.

Insurer: Figo

By: jan

May 14, 2024

Do not sign up for this pet insurance……

Do not sign up for this pet insurance… They will use any excuse not to help you! Literally the worst pet insurance company. I would give negative stars if I could.

Insurer: Spot

By: J D

May 13, 2024

Insurance gotchas

Like any insurance there are copay’s and deductibles and delays and other shenanigans that will mean that they reimburse you less than you expected.

Insurer: Pets Best

By: Max V

Verified May 13, 2024

Embrace customer service was great…

Embrace customer service was great within a week and 1/2 I had 2 emergency situations reimbursed. I would recommend this pet insurance to anyone.

Insurer: Embrace

By: Teresa Blamires

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