154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,075 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 27, 2025

Dog went to the er and had to get some…

Dog went to the er and had to get some things done. The insurance was very easy and let us know right away what they would pay and what we had to pay. Thanks Trupanion

Insurer: Trupanion

By: Anthony

October 27, 2025

Deductible Process Purposefully Vague/Limiting

Put in over $6000 in monthly payments and every time I submit a claim for the same exact issue (my dog has pruritis and required surgery) it gets added as a 'new condition' and thus never hitting their $1000 deductible per condition. I had to appeal twice and essentially beg a customer service agent to get $200 back on a surgery for the condition. The claim process basically has you submit receipts from the vet and then you have space for 1-2 sentence explanation. If the reviewers disagree, the claim is denied citing a lack of evidence. What a ridiculous scam. The last one I had was my dog had an infection after the surgery, directly relating to the surgery, but it's not related to the surgery according to Trupanion. The vet explicitly had us do tests because of the recent surgery. THEY DO DEDUCTIBLES LIKE THIS FOR A REASON.

Insurer: Trupanion

By: Michael Rockett

Verified October 27, 2025

Great customer service

Very easy and efficient way to submit claims online.

Insurer: Pumpkin

By: Jaqi

Verified October 27, 2025

Extremely satisfied

I’ve been using Met Life for my cat’s coverage, and I’m genuinely impressed. The claims process has been consistently fast—each time I’ve submitted a claim, I’ve received updates and reimbursements much quicker than expected. It’s reassuring to know that when my cat needs care, the support is prompt and reliable. The website is also a standout feature. It’s incredibly user-friendly, making it easy to file claims, check coverage details, and track reimbursements. I appreciate how intuitive the layout is—no digging around for information or getting lost in confusing menus. Overall, I’m very satisfied with the service. It’s efficient, accessible, and gives me peace of mind knowing my cat is well protected.

Insurer: MetLife

By: NDT

Verified October 27, 2025

Easy to submit claims and quick…

Easy to submit claims and quick payment. Vet bills directly.

Insurer: Trupanion

By: Joanne

Verified October 27, 2025

Great insurance

I feel good about getting my dog insurance. This is a good decision!

Insurer: MetLife

By: Cynthia Arnold

October 27, 2025

Customer Service

I’ve been trying to contact them and accessing their website for over a week. Nothing. Keep getting bounced back to log in screen. Tried calling no answer. On face book stated they are doing updated maintence. Taking over a week? Piss poor. Can’t even answer the phone when you call? There is NO quality customer service here. Will be looking for new insurance company for my dog. Will ask my vet who they recommend.

Insurer: Pets Best

By: Laura

Useful
Verified October 27, 2025

Excellent CS dept and submitting claims…

Excellent CS dept and submitting claims is Pawsome

Insurer: Trupanion

By: Michael

Verified October 27, 2025

Smooth claim process

I was very pleased with how smoothly the claim process went. I'm about a week, I had the money in my account!

Insurer: Spot

By: Jennifer Stephenson Williams

Verified October 27, 2025

It takes some time to process the…

It takes some time to process the claims. That’s my only concern. Otherwise Spot has literally been a lifesaver for my sweet puppy.

Insurer: Spot

By: Heidi

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