222,202+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,202 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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First time experience with pet insurance
This is our first experience buying pet insurance. Fortunately, we haven’t had to use it and I hope we never have to. I just wanted to say that the agent who issued our policy was professional, knowledgeable and friendly. She was patient and answered all of my questions. At this point, I would recommend Embrace Pet Insurance to my family and friends.
Insurer: Embrace
By: Wendy
rep seemed interested and knowledgeable
rep seemed interested and knowledgeable
Insurer: Embrace
By: Neil Rose
Incompetent to say the least
I’ve never thought I would wait for 3 months to have a claim processed. The staff, from both - email and phone seems disinterested in solving my problem. I don’t know whether it’s just bad luck on my end or that is how this insurance company operates. Either way I suggest not to risk your pet’s health and look elsewhere. The moment I will receive what is owed to me I am immediately switching somewhere else, and telling my friends I recommended this insurance to do the same. Just horrific.
Insurer: Embrace
By: Artem Shelkov
Waiting; Continued
So far, I have one vet bill embrace is sitting on waiting for soap notes from the vet who assured me the requested paperwork was provided. If embrace received them they haven’t notified me nor updated the claim status. UPDATE I reached out to the vet again, and they have provided the requested paperwork again, and copied me. So as of the 19th of August, Embrace has had all of the requested paperwork from the Vets. In the interim, my pet has had another visit to the vet, and I have another bill to submit, although I see no reason to hurry and submit it until I see the result of this initial bill. If this doesn't work out beneficially, I will not continue to hold this policy, so there won't be anyone to submit the new claim to. I am trying very hard to be coldly objective in this review. I cannot help commenting, however, on how fast Embrace was to let me know that they had not gotten their monthly payment, as opposed to the speed (lack thereof) they have moved to put my claim into the finished pile and issue a check. I'm guessing another week will finally result in some answer. I will re-submit another review after hearing from them.
Insurer: Embrace
By: Stan Perry
Claim Processed Quickly:
Claim Processed Quickly: We put in a claim for our dog who was injured and we’re so pleased with the quick processing and payment of our claim!
Insurer: Spot
By: Jeff Kellner
Above and beyond help
We submitted a claim and knew it needed additional information that we hadn't been provided by the vet. The reps at Embrace reached out by email (copying me) and requested the needed documentation which was provided and the claim paid within just a few days.
Insurer: Embrace
By: Jane
Easy to send in Vet bills.
Easy to send in Vet bills.
Insurer: Spot
By: Ronald Goldberg
Good for chronic issues, rescue animals and urgent/emergent care
The monthly payments for my cat were a lot less than I expected considering how few people I know have pet insurance. Having this insurance has been really helpful for my cat because she came to us with poor health and has needed a few vet visits. The insurance became VERY helpful when it came to an urgent care visit. Since being insured through Embrace, I have now recommended other pet owners also get insurance.
Insurer: Embrace
By: Theresa
I submitted my first receipt and…
I submitted my first receipt and received confirmation. So far, so good
Insurer: Embrace
By: Faith Gingher
Sonnet is always on it!
Every time I’ve had to speak with somebody at Sonnet they’ve been professional and helpful. I never dread having to figure out an issue because they do all the heavy lifting and get it sorted in no time!
Insurer: Sonnet
By: Sherry Benteau