208,464+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,464 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,464 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,706 reviews

4.9
Healthy Paws

10,966 reviews

4.9
Fetch

5,214 reviews

4.9
Trupanion

58,989 reviews

4.9
Pets Best

14,634 reviews

4.9

Category with most reviews

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Verified January 25, 2026

Fast and efficient

Fast and efficient

Insurer: MetLife

By: customer

January 25, 2026

Would not use Trupanion again

Would not use Trupanion again. We have insurance through this company for our first dog, which we bought when he was 8 weeks old. The monthly premium is reasonable. We just adopted another dog at 8 weeks old. The premium is now $100 MORE per month than what we pay for our other dog! Ridiculous! They also do not offer a discount for multiple animals. I am not shopping around for pet insurance for both of my dogs.

Insurer: Trupanion Canada

By: Yasmeen Hinton

January 25, 2026

Annual premium skyrocketed

I signed up with MetLife pet insurance three years ago. I, unfortunately, expect small premium increases each year but this year (2026) my premium went up by more than 50% — almost $1000 increase. And that is with a discount for paying it in full! For context, I had no vets visits in the past year with the exception of my dog’s annual wellness/vaccines. My dog turned five this year so he’s not even that old. It’s appalling and feels like a money grab. I do not recommend MetLife to others.

Insurer: MetLife

By: Corey

Verified January 25, 2026

The ease of knowing our pet is covered…

The ease of knowing our pet is covered with this great ins and to pay us directly back and the process is easy to do from your phone and claims are processed fast . We are so happy that we have this ins for our pet .

Insurer: Spot

By: Lori Snipes

January 25, 2026

Terrible product

Terrible product, incredibly expensive. I honestly am angry at myself for sticking with them for as long as I did. Don't make the same mistake I did. Just figure out what your monthly fee would be with them, put that into a savings account, and boom - you have 100% better insurance than anything this company provides.

Insurer: Embrace

By: Matt

January 25, 2026

Excellent customer service and support

Called about a concern I had regarding a new claim customer service.Got the earrings.As for me that I needed and was so understanding and polite. Customer service is a key reason for any business to stay Good, and they definitely are doing it

Insurer: Embrace

By: Wally Orechia

Verified January 25, 2026

Spot Pet Insurance was incredibly easy…

Spot Pet Insurance was incredibly easy to use through their app. I had to pay $2,100 in veterinary bills due to complications from my dog giving birth. I submitted everything directly from my phone and was reimbursed within a week. I highly recommend Spot and would absolutely recommend it to friends and family.

Insurer: Spot

By: Ed B

Verified January 25, 2026

The good response

The good response

Insurer: Spot

By: Phillip Gonzales

Verified January 25, 2026

Although I had issues using the app to…

Although I had issues using the app to complete my claim, it was easy and completed quickly

Insurer: Spot

By: Rene Kubas

Verified January 25, 2026

Minor Issues, but All Good

We switched our Pet Insurance because the monthly premium is much more affordable than the previous one which we like because we have three rescue dogs and they're all seniors. Only one thing it bothered was they have made mistakes twice already about our claims. One was they sent us a totally wrong person's claim review and the other was calculation of reimbursement was wrong , so we had to ask to fix. A few issues, but was fixed immediately and we are happy with Metlife.

Insurer: MetLife

By: K.D.

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