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Embrace is Good Overall
Embrace is generally good. Sometimes it’s frustrating to get auto-generated emails about claim status without the details needed to make it progress. They’ll say they’re contacting the vet for medical information. The problem is that the information seems to have already been provided and they don’t specify what’s missing. Other than these situations, Embrace is reliable and easy to use.
Insurer: Embrace
By: BPM
This company will use any excuse and…
This company will use any excuse and any liberal way of interpreting medical results to weasel out of paying a bill. They declared Valley fever to be a pre-existing condition when a titer result was questionable to a vet. Then when a subsequent titer was negative, they declined to reclassify. This was but one example. Every claim was questioned using a phony interpretation of symptoms. DON'T BUY THIS INSURANCE!
Insurer: Embrace
By: Al Poskanzer
Helpful support team and very good at…
Helpful support team and very good at taking care of what we needed.
Insurer: Embrace
By: Ryan B
UNRESOLVED CAT SICKNESS CLAIM. 3 MONTHS
WE HAVE HAD THIS INSURANCE FOR OUR, ALMOST, 2 YR OLD CAT. BEFORE THE INS. COVERAGE, (OVER A YEAR AGO), HE WAS SICK. NOTHING WAS DIAGNOSED. BUT, HE GOT BETTER HIS APETITE WAS REDUCED AND HAD SLIGHT FEVER. ROLL ON TO THIS JULY.. HE WAS LISTLESS, LAYING AROUND, GENERALLY UNHAPPY. WE TOOK HIM TO GET CHECKED OUT. CLAIMED FOR APPT WITH EMBRACE, THATS WHAT ITS FOR. CLAIM WAS DENIED DUE TO 'PRE-EXISTING CONDITION OF "REDUCED APPETITE"' SERIOUSLY, EMBRACE? WHEN IS THAT A CONDITION? HAVE HAD TO GET VETS LETTER FOR EMBRACE TO EXPLAIN THEY HAVE THEIR WIRES CROSSED AND THE TWO ISSUES ARE UNRELATED. WE ARE CURRENTLY 'IN REVIEW', MORE THANK THREE/3 MONTHS LATER!! NOT A FAN OF THIS COMPANY.
Insurer: Embrace
By: Holly Liane Parsons-Carper
I am so happy with Embrace Pet…
I am so happy with Embrace Pet Insurance. I submitted a claim and received payment quickly. Very easy and so helpful with the high cost of Pet health care.
Insurer: Embrace
By: Chris Krach Bastian
The insurance covered partial cost of a routine check up.
The insurance covered partial cost of a physical from day one. With a new adopted dog, we wanted to start off with a physical - so it was perfect.
Insurer: Spot
By: Slg
Fast and Simple!
Submitting claims is really easy, and they were processed quickly this time around. Thank you!!
Insurer: Spot
By: Meghann Marty
Avoid at all costs
It's obvious that when you make a claim with Pets Best, they will do everything, and I mean EVERYTHING to get out of paying. My dog had to have many extractions due to periodontal disease and they had a loophole to get out of paying. Their advertising and coverage details are misleading and I'll be reporting to the U.S. Consumers Affairs department. Additionally, their Wellness Routine program is a scam. You end up paying more with this service when combined with the vet bill as Pets Best nickel and dimes their way out of any responsibility. Unfortunately, once your pet has a condition while on Pets Best, you cannot leave for another insurance company because now your pet's issue will be considered a pre-existing condition and thus not covered. This is why Pets Best will abuse their customers with ridiculous price increases because they know that their customers are stuck with them. Avoid this insurance company at all costs.
Insurer: Pets Best
By: Amit Zaman