224,430+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,430 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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I had Fetch for a year and was denied…
I had Fetch for a year and was denied every time. Every time I made a claim they said they needed a baseline health checkup further and further back. Nothing was ever covered and everything was a pre-existing condition. A total waste of money.
Insurer: Fetch
By: Adam
I cannot recommend my dog insurance…
I cannot recommend my dog insurance provider highly enough! From the very beginning, they have shown exceptional care and support, processing my claims quickly and efficiently, which has been a huge relief during unexpected vet visits. What truly touched my heart was their kindness after my beloved dog passed away; they sent a beautiful gift in his memory, demonstrating their genuine compassion. Overall, my experience has been overwhelmingly positive, and I appreciate having a provider that truly cares about both pets and their owners.
Insurer: Pumpkin
By: Shila Farnoudi
Not worth it
Sent in two claims and none got approved due to not covered by basic insurance. I felt that it was a waste of $34 a month payment and can’t even re-imbursed on Vet visit.
Insurer: Embrace
By: Jorge Yandoc
Submitting New Claims
Regarding submitting new claims …. The fast turn around time is amazing ….I filled out the paperwork in the morning by early afternoon the claim was approved ! Thank you Embrace, you are very much appreciated!!!
Insurer: Embrace
By: Arlene
Claim processed quickly
Claim processed quickly and reimbursement was what I expected.
Insurer: Fetch
By: Bonnie
I greatly appreciate the online drag &…
I greatly appreciate the online drag & drop claims process that make submitting claims a breeze, the personable customer service responses I receive when I have questions, and the EOB's that explain very clearly the amounts I am receiving back once my claims have been processed. I've insured my cats with Embrace Pet Insurance for 12 years, and I'm very happy with their service.
Insurer: Embrace
By: Sherry Rueger Banaka
Submitted claim for vet bill and…
Submitted claim for vet bill and received payment in 5 days
Insurer: Spot
By: Karin
The app makes it easy to submit a…
The app makes it easy to submit a claim. Just enter the info, snap a photo of the receipt and upload. Processing is very fast. This has been a great experience so far. I would highly recommend Embrace.
Insurer: Embrace
By: Jessica T.
At the ready,
The rapid response they give towards claims or customers in need, they make it easy to visit the vet without the worry of the intimidation of the bill
Insurer: Spot
By: TheodoreMcgann
there is nothing unique about embrace
there is nothing unique about embrace. Nothing special. They use a combination of insurance riders and discounts to try to sort of confuse the insurance issue. Ultimately with the combination of discounts and additional required riders to match my current policy there was no savings. In the end, it was probably just a little bit more expensive, but not enough to be bothered by. It’s just as unnecessary. It’s unnecessary to sculpt their insurance the way they do. I saw no value.
Insurer: Embrace
By: Todd Mittelstadt