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Efficient
Spot was very efficient in finalizing and issuing claim refund. No questions asked.
Insurer: Spot
By: CC
Embrace is TOO EXPENSIVE
Had Embrace for 3yrs now and never really had a problem until now. The first year I had Embrace for my Frenchie Bruno, I was paying around $100/monthly and then the 2nd year it got increased to $130. Now that I have been on for 3yrs about to renew, I got an email explaining how my monthly premium is increasing to $198/monthly!? So I called Embrace to see why am I being kicked in the face like this, considering I have Allstate insurance for my house and auto as well (Embrace is Allstate partner and why I originally got them) and I was told that the reason the premium is increasing is because the age of my dog and because of the vet that I go to (my vet is considered expensive??) like wtf? My dog is 3 years old and they are considering him a high health risk?? When I have never had any health problem yet with my Frenchie which is absurd.. the coverage I had from Embrace was 80% coverage // $10k max benefits // $500 deductible and they wanted me to pay $200 monthly after my renewal for the 3rd year after only paying $100-$130 for the first couple years of the same coverage —— I was so upset that I found another dog insurance with the EXACT SAME COVERAGE but this insurance company is giving me 90% coverage instead, at only $98 a month.. PEACE OUT Embrace! ( my response to Embrace: I understand insurance premiums go up over time.. I’m 37yrs old and have had numerous insurance policies and NEVER have I had a premium jump like that which is literally 100% increase in just 2yrs?!? — you guys are charging me what I’m paying for my actual children, just for 1 dog that’s only 3yrs old who is literally in his prime stage of life.. $200 monthly for one 3yr old dog is ABSURD!! So in other words, dealing with companies like this one, the loop hole would be to switch up insurances every 3-4yrs to reset the premiums (if dog is completely healthy with no past history) because there’s no way I found another company in 1hr, giving me better benefits for 50% less than what you guys are trying to take from me.. this company is taking advantage of people during bad economical times right now and it’s a shame..)
Insurer: Embrace
By: Corey C
Great insurance company to deal with
Great insurance company to deal with
Insurer: Trupanion Canada
By: Murdoch R MacMillan
I was going to cancel my Trupanion…
I was going to cancel my Trupanion cover for my dog Duncan. He has seasonal allergies that are quite expensive. I did not think they covered the allergies. When I called Trupanion they informed me that they do indeed cover these expensives and in fact told me to submit past expensives. I was overjoyed and elated and would recommend Trupanion to all my friends. After telling my Vet of my experience they recommend Trupanion to all their clients. Also submitting claims is quick and easy. Thank you Trupanion.
Insurer: Trupanion Canada
By: Joanne Latosinszky
New Pet Owners: Look elsewhere.
I pay $140 a month for Trupanion. I’ve had Trupanion for four years, though my payment started at $73. In my estimates, I’ve paid $2,500 in insurance. This was for a new puppy with no serious issues, as I really only used it for the spay when she was a puppy. I had a good peace of mind, as Trupanion had decent reviews and if my dog ever had accidents, surely I’d be covered. How wrong I was. In the past two months, my dog has had 3 issues: a pad wound obtained during a camping trip, a rash on her tummy, and a bite on her tail. The pad wound was first. Get the bill for $510.29 from my awesome vet, and I think “Trupanion will cover some of this I bet!” They covered $10. I asked why, and they took away the vax stuff as that’s not covered (fair), and after that, they said they would cover anything after the $200 deductible, which I met. I was peeved, but at least I had peace of mind that next time my dog would be covered! And so issue 2 comes around: bite on tail. $268. About a month after issue 1. NO vaxxes this time - purely incident related. What’d Trupanion cover? $0. I asked them why in chat: “An injury on her paw and one on her tail are caused by different incidents and would be considered different conditions. Since they are different conditions, they would have different deductibles to meat.“ (yes, she misspelled “meet.” Issue 3 is currently in review, but with the policy above I think we all know what’s gonna happen. “This is a new condition. Go f*** yourself.” I’m a new pet owner and a young person who didn’t totally understand insurance, and feel like I was absolutely shafted by this company. Everyone I talk to is stunned at the monthly I pay, and they all have one response when I tell them how after $2,500 and $700 in payments in accidents, I only got $10 back: Predatory.
Insurer: Trupanion
By: Jordan Dawson
Reliable Pet Insurance with Great Coverage and Service
Spot Pet Insurance has been a lifesaver for me and my furry friend! The coverage options are comprehensive and customizable, making it easy to find a plan that fits my budget and needs. Filing claims is simple and straightforward, with quick reimbursements that take the stress out of unexpected vet visits. Their customer service is friendly and always ready to help, which I truly appreciate. Having Spot gives me peace of mind knowing that my pet is protected and I won’t be overwhelmed by large vet bills. Highly recommend to all pet owners!
Insurer: Spot
By: Vaughn Henry
Just another Crappy Insurance Company
As others have stated, they're happy to take your money, but when your pet has a medical issue, they will deny deny deny your claim. They will do so even after you have provided them with all the documentation required. They'll demand additional info and/or verification that they know you will not be able to provide. Embrace is just another duplicitous greedy self-serving insurance company that prays on your unparalleled love for your pet. Unfortunately, pet insurance is a bill of goods. A complete rip off.
Insurer: Embrace
By: vorasbm
We already had an insurance policy on…
We already had an insurance policy on one of our dogs but to add one I had to call rather than set-up online. When I called the representative was extremely helpful, very kind and efficient.
Insurer: ManyPets
By: Lori
They stay by your side all the way thank you 🖤🐾🐾& 💖 me
Chase is a blk English Labrador , got him at 8weeks old.y Chase is my best friend and the only 4 legged son We have. Chase, has been through a few puppy accidents, most recently he has a skin allergies do to a bath from a popular pet store. Also going for knee surgery in a few weeks. 🥲 Bottom line have Trupanion ins. Has been great with us. Thank you, all
Insurer: Trupanion
By: Nancy Nixon
New Puppy Parents
Getting our new puppy, Ozzy, signed up for Trupanion was quick and easy. The whole process took less than 10 minutes. It gives me such piece of mind knowing that my little guy can get the care he needs should the unexpected happen.
Insurer: Trupanion Canada
By: Steph