222,444+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,444 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
222,444 total
What are you looking for?
Most selected providers in "May, 2026"
This chart shows the distribution of the most selected pet insurance providers in May, 2026.
Providers with highest rating
19,932 reviews
11,303 reviews
5,771 reviews
55,033 reviews
15,229 reviews
Category with most reviews
This chart shows the distribution of review categories.
I cancelled after a week
I cancelled after a week , I called 6-7 times never got an answer
Insurer: Embrace
By: JustAnswer Customer Vicki
So far so good
So far, Embrace Insurance has done well in taking care of the heavy expenses for my Cavalier Spaniel. Unfortunately, he needed several surgeries on the same leg, and Embrace covered two of them, and hope they will take care of the third needed surgery.
Insurer: Embrace
By: sanford hochman
Easy to Use
Claims are easy to submit; information needed for each claim is easily notated but I appreciate that Spot is willing to reach out to your vet if you don't have the information. Quick to respond, process and follow up with each individual claim. I
Insurer: Spot
By: Kate Williams
This program has been invaluable for…
This program has been invaluable for caring for our pets. I highly recommend their service.
Insurer: Embrace
By: Anthony Joyce
I send these people proof of purchase…
I send these people proof of purchase after proof of purchase and document after document and they always tell me that I don’t have enough information to process the claim. It’s a joke.
Insurer: Embrace
By: Darien Coots
So far, so good
My furbaby is only 2 years old with no pre-existing conditions. He hasn't had multiple problems so I haven't had to submit many claims, but, for the most part I've had no issues getting reimbursed and the turnaround time was decent.
Insurer: MetLife
By: Helen
Best pet insurance among the options
We just recently officially adopted another pug and needed to get our new little guy snipped and chipped. Embrace provides the best option for veterinary wellness coverage (if at all) on top of pet emergency health coverage. Going through USAA for my Embrace premium is definitely great benefit.
Insurer: Embrace
By: Mike A
Customer service.
Mike is the best. He explained explained everything to me.
Insurer: Prudent Pet
By: Patty Hobson
First Year with Embrace
This is the first year we've had Embrace coverage for our 2 cats. So far, so good! It's easy to file a claim & they pay quickly!
Insurer: Embrace
By: Karen