224,929+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,929 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
224,929 total
What are you looking for?
Most selected providers in "July, 2026"
This chart shows the distribution of the most selected pet insurance providers in July, 2026.
Providers with highest rating
20,008 reviews
11,406 reviews
5,987 reviews
55,033 reviews
15,416 reviews
Category with most reviews
This chart shows the distribution of review categories.
Ease of use and timely claim review…
Ease of use and timely claim review from submission.
Insurer: Fetch
By: Antonina
They lie about the actual deductible…
They lie about the actual deductible price. Whatever you submit towards it, they only count 80%. It's just a scam. I've paid almost 2k towards my dog and they've only cover $80 dollars. You can get better deals elsewhere. EDIT: No matter what they comment on here, if you call they are unhelpful. Basically if it says $1000 deductible, you have to pay $1250 to even be eligible for any help because they don't even count all that you spend toward your pet. It's all a lie and they don't understand how deductibles work.
Insurer: ManyPets
By: Mackenzie Behm
Good insurance
Though the claim process time is high, there are regular updates. Overall good experience with the company. Thank you
Insurer: Fetch
By: customer
Pricing very competitive and easy to…
Pricing very competitive and easy to connect on the phone.
Insurer: Sonnet
By: Susan Keizer
Guessing Game
Pros: - it is easy and intuitive to submit claims - employees are friendly and pet-focused Cons: - the 1st claim can take over four weeks to review and process - the time it takes to process subsequent claims varies; sometimes reimbursements only take 48 hours, but you will likely wait the full three weeks on average - lack of communication when claims are “in review” - double check your initial intake paperwork for “pre-existing conditions” I met my deductible, have a $50 healthy credit, and $1,000 of dental illness coverage. I submitted a claim on 10/21 and am still waiting. When my husband and I called to inquire about the wait, we were told, “Embrace didn’t ask for additional documentation. I don’t see why this shouldn’t be processed within our 10-15 business day window.” Not exactly helpful. Please understand how frustrating it is to front thousands of dollars on top of monthly premiums, only to feel it’s going into the abyss when our babies are in need. I wish there was a better process in place for pet insurance across the board.
Insurer: Embrace
By: JP
Filing a claim is relatively easy
Filing a claim is relatively easy, turn around on reimbursement was very quick. My only comment, not meant to be negative, is I would like to see the EOB on the claim and also an easier way to see the benefits, just like for a human :)
Insurer: Spot
By: Robbin Lee
This is for testing use only
This is for testing use only
Insurer: ASPCA
By: Test plant
Great decision
The representative was very kind and knowledgeable.
Insurer: Embrace
By: Strawberries