222,444+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,444 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
222,444 total
What are you looking for?
Most selected providers in "May, 2026"
This chart shows the distribution of the most selected pet insurance providers in May, 2026.
Providers with highest rating
19,932 reviews
11,303 reviews
5,771 reviews
55,033 reviews
15,229 reviews
Category with most reviews
This chart shows the distribution of review categories.
Terrible company should be associated with USAA
Terrible company and worst feedback provider!!! Break off your association with USAA. They are for Veterans, and treat us with respect. YOUR company looks for any opportunity to deny a claim due to pre existing conditions. It was easier filing a car accident claim then a claim for a emergency with our puppy. We will be canceling and looking for a new provider. If there is way to let USAA know how you treatments I'll be doing that also. If this is posted for public viewing look elsewhere for coverage. They paid our claim but made the process very difficult!
Insurer: Embrace
By: Elias Martinez
overall happy I had pet insurance
The resolution did take longer than expected but I was happy with the outcome. Helps me out a ton with a recent medical issue with my cat!
Insurer: Fetch
By: Sarah
Rate increase
Claims process is always quick and easy. However the low rating is due to the rates increasing $30 a month each year
Insurer: Embrace
By: Wylie
Submitted 2 claims for cyst between…
Submitted 2 claims for cyst between dog's toes. Both denied and Vet said that should not have happened.
Insurer: Embrace
By: Donna N Clay Thompson
Reading is Believing!
They pay my claim as stated in the policy in less than a day, 1 time less than 2 hours, with no hassles.
Insurer: Embrace
By: Matthew Warner
Very recommend very good best pet insurance
Very recommend My dog is broke his leg I paid 6363$ They reimbursed me within 4 days! Thank you
Insurer: Spot
By: Eugene Groysman
Joshua Sábado was very good at…
Joshua Sábado was very good at answering each and every question I asked. There was no sugar coating so to speak, which I hate. Josh is easy to understand and very helpful!!
Insurer: Fetch Canada
By: C. Marchand
Service that set my mind at ease
My dog Oliver had to have emergency surgery that took us to two ERs which was stressful enough, and we had exceptional care at both. But Pets Plus Us Insurance made the claims process easy and unstressful for the already stressful situation. I didn't have to do a thing, the vet clinics submitted everything for me and all I had to do was confirm with Pets Plus that they received all they needed, easy peasy. They approved everything and I am just waiting for the reimbursement. Thank you all for everything! Samantha and Oliver
Insurer: Pets Plus Us
By: Samantha
Do Not Embrace Embrace
I am so displeased with Embrace that I considered reporting it to their state's insurance board. As far as I garner, they have a very sophisticated bait and switch program. I changed the policies of my dogs as they aged; Embrace claims they have not record. Embrace increase the yearly cost without personal notification. A text is not a proper notification. Then after they raise your deduction amount, the have a 60 day waiting period from the renewal date. Who remembers what date they signed up? Again, where is the notification? It has cost me over $300 a month to ensure my dogs and yet Embrace has not covered one expense. They keep raising the deduction without proper notification. I assure you that I would never carry a $1000 deduction and a $10,000 coverage on a senior dog. Embrace is so insulated that it is almost impossible to contact them; there is no email address and if you try to call, be prepared for a very long wait.I finally got through to a young woman who offered explanations that were less than satisfactory. I feel that Embrace's honesty is edgy. I warned the young lady to whom I spoke, do not drop my policy until notified. Also, I found after much research an email. I have not heard back from Embrace. insure
Insurer: Embrace
By: janice
Communication A+++
Wonderful experience with customer service and signing up. Answered all my questions and was amazingly patient and nice. I did alot of research and Prudent had the best ratings, coverage, and pricing of others.
Insurer: Prudent Pet
By: Xx_LoLo_xX