222,444+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,444 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
222,444 total
What are you looking for?
Most selected providers in "May, 2026"
This chart shows the distribution of the most selected pet insurance providers in May, 2026.
Providers with highest rating
19,932 reviews
11,303 reviews
5,771 reviews
55,033 reviews
15,229 reviews
Category with most reviews
This chart shows the distribution of review categories.
Embrace has been great for my pets
Embrace has been great for my pets; the app and submitting claims is simple. I receive timely notifications of claims being reviewed and completed. I love that it is customizable to deductible, max OOP expenses and the refundable amount. I feel the cost for our 3 cats is reasonable compared to other pet insurances where you are unable to customize anything for your pets’ wellbeing.
Insurer: Embrace
By: Shannon N
Peace of mind
Celina, our newest addition to the family, a 4.5 month old puppy, was attacked by a larger dog, left with severe lacerations, requiring sutures and stitches along with a laundry list of items on the vet bil. Our older dog has a different pet insurance but we wanted to try out Embrace after hearing/reading positive reviews and doing some research. I was impressed with the turn around of our claim most of all and the level of coverage. The monthly cost for the peace of mind is well worth it. Thank you for coming through during such a stressful and horrible time.
Insurer: Embrace
By: diego torres
Efficient and user friendly
Embrace has made the claims process for our Gus so user friendly and efficient. He has had a variety of issues these last few months and we are still trying to get his IBD under control. Thank you Embrace for being there to help us through this process!
Insurer: Embrace
By: Lynn Haugen
BAD BAD INSURANCE COMPANY
BAD BAD INSURANCE COMPANY. DON'T USE THEM THEY LIE AND HOLD CLAIMS HOSTAGE. AFTER YOU PAY THEM FOR A WHILE THEY SEND YOU A LONG LIST OF WHAT THEY WON'T COVER FOR A YEAR WHICH IS BS. I'VE REPORTED THEM TO THEIR STATE ATTORNEY GENERAL'S OFFICE.
Insurer: Embrace
By: Marigail Cooper
Fast and easy claim
Turning in a claim is so easy. Money was deposited into my account within 2 business days!
Insurer: Figo
By: Piper
Glad I made the right choice
I am a first time dog owner so I researched all the pet insurance companies before making my decision. I’m so glad that I picked ASPCA. The claims process was so smooth. We got the reimbursement deposit within days.
Insurer: ASPCA
By: L.G.
Lack of coverage
Embrace won't fully cover any of my claims. Because my dog is 10 years old, they've declared virtually every issue he's ever had as a pre-existing condition (vomiting)-or, they've found some other justification. This year, I've submitted claims for over $2,300 and received $172 from Embrace. I would not recommend this company.
Insurer: Embrace
By: JD
Recent experience good, annual increase in premiums high
Recent experience is good. Claims are settled quickly and fairly relative to the agreement. Experience at the beginning of each year of coverage however was shocking to ne . The cost went up almost double what the cost was the year before. When I inquired about that I was told that well the pet insured was a year older and it had nothing to do with claims, but to me the increase was shocking. My fault; should have done my due diligence and learned what happens each year. Probably the same for all pet insurance. It almost seems as if the increase in cost will be so much I can no longer afford it at all so that as the animal is older and one would normally expect an increase in veterinarian visits that I would just have to cancel the insurance. Also when I first got the insurance, osteoarthritis was excluded because a couple years prior there was a slight mention that I should use cosequin daily. Naively, I did not object to that. To my knowledge there was not ever a diagnosis that the pet had osteoarthritis issues. No one ever told me that. I feel like I'm caught now though because if I were to switch insurance everything would be pre-insurance and would be excluded.
Insurer: Embrace
By: Verna
I have both a cat and dog insured and without insurance, I would really be hurting financially
I have both a cat and dog insured and Embrace has been quick to followup with coverage.
Insurer: Embrace
By: Virginia Ledesma
Continuously raising my rates for no…
Continuously raising my rates for no reason. No claims in 9 years and now at $123.00 a month for a single dog. Not even a shot plan or anything just emergency coverage essentially. Representative blamed it on inflation. Definitely looking to change. Pathetic.
Insurer: Embrace
By: Mike M