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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,229 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

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Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 30, 2025

The insurance is great but check for wait times

Overall the insurance is great with the coverage and price being better than other plans. However, you have to be very mindful when signing up to be sure there is no wait time for any component going into effect. When I signed up for two of my cats there was no wait time but when I signed up my 3rd cat there was a wait time for illness and I did not fully understand the implications which meant that anything the vet noticed at the initial exam (in my case the cat had diarrhea and a possible heart murmur) was considered preexisting and will never be covered. This has resulted in them excluding reimbursement portions of standard biannual tests including fecal exams (which are part of a test package of blood and fecal) from my claims. Also, while the customer service reps are empathetic it’s better to talk to a manager when trying to resolve claim issues. Jess has been more responsive and helpful than others.

Insurer: MetLife

By: Cleopatra Raissi

Verified October 30, 2025

I CALLED AND ASK QUESTION I HAD AND…

I CALLED AND ASK QUESTION I HAD AND VERY HELPFULL

Insurer: MetLife

By: PATRICIA CORRALES

Verified October 30, 2025

Quick to respond

Quick to respond! I couldn’t ask for a better pet insurance.

Insurer: MetLife

By: Cyndy Mounts

October 30, 2025

This the worst Insurance ever

This the worst Insurance ever. I submited a claim in July and I didn t receive any response from them i call 5 times about my claim, i had to do his work and ask the Clinic for the history to send it to them because they didn t do it.After 4 months I kept paying $70 every month, and they never solved my problem.

Insurer: Embrace

By: Marcela Carballea

October 30, 2025

Ruby’s review

Excellent experience with our vet and the wonderful staff at Claremont vets. Prompt reimbursement from Pets Best. Our dog is doing very well.

Insurer: Pets Best

Veterinarian: Claremont Veterinary Hospital

By: Curren

Useful
Verified October 30, 2025

Quick payment

Quick payment. Explanation of allowable clams.

Insurer: Pumpkin

By: Harold Bryant

October 30, 2025

Easyclaim processing.

Very easy and fast claim processing.

Insurer: Embrace

By: Steven

Verified October 30, 2025

How much

How much items are covered

Insurer: MetLife

By: SHANNON RICHERT

Verified October 30, 2025

Good coverage, but not transparent about rising premium

I like that you're clear about reviewing claims and which claims will be covered, I've had a great experience in that regard! But I don't get notified when the premium rises. My premium increased over the past two years and I don't really know what to expect in the future, and I'm not notified when it happens. Also, the app is horrendous. I can't look at my updated policy packet!

Insurer: MetLife

By: customer

Verified October 30, 2025

Trupanion provided immediate assistance!

Being able to provide my Trupanion policy number at the time of my pet's visit was a plus! Perhaps all company's allow this but any questions about coverage can be resolved by the Vet. The Vet assistant also claimed that Trupanion was a great company to deal with. Within 10 minutes of her call to Trupanion, I was given positive reassurance of coverage during my emergency visit!

Insurer: Trupanion

By: Kevin C.

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