154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,221 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 03, 2025

Responses have been quick and fair.

Responses have been quick and fair.

Insurer: Spot

By: Kenneth W Turoczy

Verified December 03, 2025

Superb service wherever I called to…

Superb service wherever I called to speak with a representative

Insurer: MetLife

By: A. Chia

Verified December 03, 2025

ease of application

ease of application

Insurer: MetLife

By: Cheryl Ames

December 03, 2025

Predatory and bad customer service

I have paid nearly ten thousand dollars into my premium for 8 years. When I called to cancel my policy due to their constant increase in prices, the agent offered to raise the deductible to reduce my monthly premium. Trupanion has a lifetime deductible where if you meet it once, they will continue paying their cost share for the lifetime of that specific condition. It was not explained to me that raising the deductible meant I now had to reach the deductible a 2nd time to be eligible for reimbursement, leaving me to pay an additional 500 dollars out of pocket. When I called to raise my concern, I was told that because the agent answered a question on retro active claims, I essentially should have taken that as a notification for how the process would work going forward. I can't cancel the policy because pet insurance is so predatory with pre existing conditions. The customer service acts like they are there to support you but say there's nothing they can do in a nice tone of voice and protect the insurance company not the consumer. Stay away from this insurance at all costs, please look at your other options and don't get stuck into paying thousands of dollars a year like I do. I may end up canceling anyway and paying out of pocket. I'd almost rather deal with a loan company to pay off a medical bill than this.

Insurer: Trupanion

By: Jae McComiskey

Verified December 03, 2025

Excellent Insurance

Terms and conditions are clear. No haggle. Claims are processed and reimbursed quickly,

Insurer: Healthy Paws

By: customer

Verified December 03, 2025

Thank you I needed it

Thank you I needed it

Insurer: Nationwide

By: customer Kay Pundt

Verified December 03, 2025

A cute new name!

I called to create a membership for a new puppy, but I also wanted to change this puppy's existing name. A guy named Ariel answered with a great attitude, and not only did he change the puppy's name, but he also walked me through the whole process of membership creation! I ended up with a big smile on my face, and my puppy with a cute new name. Thanks!

Insurer: Nationwide

By: Maria Hernandez

Verified December 03, 2025

Love their service!!!

Love their service!!!

Insurer: Pumpkin

By: Tina

Verified December 03, 2025

Not a great experience so far

My dog was treated at an emergency hospital and Healthy Paws did not cover the assessments made by the specialists to determine treatment. When I called, the person said that there was a mistake that was made and she would file an appeal. I checked back in the next day and the person gave me a different story, that the itemized bill from the emergency department looked like the exam was routine, and was not being covered. I asked about the appeal and she said she'd check. This seems unjust, to not cover what is part of an emergency situation, as I was initially told would be covered when I decided to use Healthy Paws as an insurer. I also don't like how I receive different stories and the first person I spoke with seemed irritated and talked over me, to the point where I had to tell her to wait and let me finish several times.

Insurer: Healthy Paws

By: Jane O’Donnell

Verified December 03, 2025

My dog Rocky was unfortunately hit by a…

My dog Rocky was unfortunately hit by a car a few weeks ago. With the high cost of everything today along with veteran bills for my little guy to repair his broken leg. Trupanion truly took a lot of the stress away from this very traumatic situation. I just thank god I have trupanion on my side in cases like these.

Insurer: Trupanion

By: Steve

Compare top pet insurance providers plans.