222,444+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,444 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Great accident and illness, meh wellness, terrible cancellation policy.
Great accident & illness plan but the wellness plan is pretty terrible, netting you basically $25/year if you even cap it out. I also docked another point because they don't let you cancel your plan online. Instead you have to call them so they can try to stop you from cancelling. I'm pretty sure this policy even violates state laws in NY and California as any service that lets you sign up online has to let you cancel online as well.
Insurer: Embrace
By: Zephan Melville
An issue was fixed very fast
An issue was fixed very fast, payout as expected. Great to have this coverage especially with a lab puppy where everything goes in the mouth!
Insurer: Fetch
By: Nikki
the easy way to submit claims.
the easy way to submit claims.
Insurer: Fetch
By: Nancy T
they do what they promise to do
If you read the fine print and understand the policy—I don’t see any reason to be upset. Every new illness invoice I’ve ever filed has been covered without an issue. It’s actually super easy to file claims too. The app lets you submit an invoice and explanation with the claim, and then the reimbursement goes through in a couple of weeks (after the deductible and coinsurance, ofc) . I am also happy with the premium I pay to take care of my baby. Her first year, the coverage they provided actually exceeded the cost of the premium I paid. I expected a premium increase because of this but I was happy to see they didn’t increase my premium. Spot is totally worth every penny.
Insurer: Spot
By: Anabel
Finally A Smooth Claim
Finally, I didn’t receive requests for additional information on a claim after I explained my dismay with their claims department and threatened to sign up with another carrier.
Insurer: Fetch
By: Christopher
Joshua Sabado was amazing and helped me get both of my dogs all signed up. He gave me options but let me choose what I wanted.
Joshua Sabado was amazing and helped me sign up both my dogs. The process was easy and no high sell tactics. Just facts and options. Price is reasonable too.
Insurer: Fetch Canada
By: Jennifer
Great coverage and quick response time!
Great coverage and quick response time!
Insurer: Spot
By: Suzanne Gorgas
Exceeded my expectations!!!
I had about 5 choices of companies that my work partners with for pet insurance. I initially went with spot due to its adjustability. I liked I could pick my deductible, yearly coverage amount, etc. having a puppy I added the wellness package as well. Unfortunately my puppy ended up getting severe allergies and we had to take her to a dermatologist for testing, which was more than I expected. Long story short she put on allergy shots and 5 other oral meds to help clear her skin. The claims process was soooo easy, fast and they stuck by their word. Since it was not preexisting it was all covered. I will say the preventative is covered at a baseline cost so if your vet charges more you will get the base amount reimbursed, it’s still saving!!! I will keep spot pet insurance forever and have recommended it to every one I come into contact with.
Insurer: Spot
By: Amanda
Received refund quickly.
Received refund quickly.
Insurer: Spot
By: Kaye Bentzen
Is a peace of mind to have an insurance…
Is a peace of mind to have an insurance like SPOT, I meet my deductible which is not crazy and after that I had an emergency with my dog, I paid out of pocket $2,600 and then submitted a claim with all the required docs, truth to be told, in less than a week I had my reimbursement and there was no hassle to get it, please consider spot for your dogs needs….
Insurer: Spot
By: Victor Gonzalez