222,444+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,444 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,444 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,932 reviews

4.9
Healthy Paws

11,303 reviews

4.9
Fetch

5,771 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,229 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified September 27, 2024

I have only had 2 puppy wellnes claims…

I have only had 2 puppy wellnes claims and the response was very quick .

Insurer: Pumpkin

By: Grace Grecz

September 27, 2024

Terrible customer service

Terrible customer service, it's a scam company, they don't cancel your policy when asked, do not use this service. Not a trustworthy company

Insurer: Fetch

By: JESSICA SMITH

September 27, 2024

Happy with Fetch!!!…

I signed up for Fetch Pet insurance today!!! Monica Ramos answered all my questions and dispelled any hesitations. She is personable and compassionate and made me feel like I made a very wise investment in my dog’s health today!!! Thanks again Monica!

Insurer: Fetch Canada

By: Lisa Warren

Verified September 27, 2024

Quick and easy filing of claims and…

Quick and easy filing of claims and completion of claims.

Insurer: Spot

By: Lorri Galloway

Verified September 27, 2024

When accidents /injury happens

When accidents /injury happens, Spot was there and easy to navigate the estimate and claim filing.

Insurer: Spot

By: pam boland

September 27, 2024

Excellent Pet Health Insurance

Have carried per insurance since our dog was born, she is now 11. Embrace is easy to work with and reliable. Too bad human health insurance is not as easy and good!

Insurer: Embrace

By: Mary Jill Springer

Verified September 27, 2024

Filing a claim was quick and easy

Filing a claim was quick and easy! You don’t have to upload files you can simply take a picture of the bill (vet records) with your phone. Check was mailed right away! So easy!

Insurer: Spot

By: Shelly Bigelow

Verified September 27, 2024

Very efficient and fair!

Very efficient and fair!

Insurer: Fetch

By: Debbie

September 27, 2024

First Time Buying Pet Insurance

This is the first time I've ever taken out pet insurance. I'm not able to review regarding claims/reimbursement as I've not even taken possession of my kitten yet. I will say I explored a variety of policies and Embrace has the best wellness reimbursement I found. With a kitten the wellness is by far most important (shots, neuter, chip, flea/tick meds). The others have annual caps on specific wellness care where Embrace doesn't. I spoke to Jeff who was very knowledgeable and seemed as excited about my new kitten as I am! He was also very knowledgeable about Main Coons even though he's a dog person. Lol So far I am very pleased but we will see how things progress as I make claims and my kitten ages. I do understand like human life insurance cost will go up as he gets older and hope that I can continue to afford the premiums down the road.

Insurer: Embrace

By: Robyn Bardsley

Verified September 27, 2024

Straightforward. No games.

Spot has renewed my faith in the crummy insurance industry. I did my homework and read horror stories of tricky claims denials before going with Spot because they had more positive customer experience reviews. I wanted something with affordable premiums and more importantly, something I could actually use with real humans who will help me, when I actually needed it. Look…no one wants to buy - much less use -insurance. But when you need it, choose a company with some integrity. Who wants to keep paying premiums and then never actually get reimbursed when you need the coverage? Not me! With Spot, my naughty puppy’s accident and illness were both covered as agreed to and I got my claims approved quickly. No games, no gimmicks, no gotchas.

Insurer: Spot

By: Arlo’s Mom

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